Man holds up his credit card

Credit Card Options That Fit Your Lifestyle.

Options. Flexibility. Value.

Apply for a Credit Card

Applying is easy

  • Apply Online

    Applying online is easy, fast, and secure.

  • Receive Card

    Once approved you will receive your card within 7-10 days.

  • Enjoy Financial Flexibility

    With your new credit card you will able to have the flexibility to make purchases and enjoy your card’s exclusive benefits.

Having trouble navigating what’s right for you?

Lure you in with great rewards and then charge you high fees and high rates?

You Deserve to have a Credit Card that fits your needs

Platinum Credit Card


Our Platinum Card is ideal for those who appreciate competitive interest rates coupled with the spending power that they want and need.

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No Annual Fee

New Cardholder Offer1:

0% on Purchases and Balance Transfer in the first 6 Months

Identity Theft Protection

Apply for our Platinum Credit Card

Call 866-462-5532

Platinum Rewards


Our Platinum Rewards Credit Card rewards you for all purchases, from your morning coffee to that weekend shopping spree. Plus, you'll enjoy the many benefits of being a credit cardholder at UTF.

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No Annual Fee

1 Point Per Dollars Spent

New Cardholder Offer1:

Spend $2,000 in the first 3 months and you’ll receive 5,000 bonus points

0% APR on any purchase in the first six months

0% APR on balance transfers in the first six months

Identity Theft Protection

Apply for our Platinum Rewards Card

Call 866-462-5532

World Rewards


Earn greater rewards points on everyday purchases with our World Rewards Card. Exclusive to World Rewards, have peace of mind with travel accident insurance, trip cancellation services, and baggage delay insurance.

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New Cardholder Offer1:

0% APR on Purchases for the first 12 months

Earn 10% on everyday purchases up to $175 in the first 6 months

Annual Fee – $75

Earn 3X Points for every dollar spent at grocery stores, gas stations, and drug stores.

1.5 Points for every dollar spent on all other purchases

Identity Theft Resolution Services

Concierge Services

Worldwide Automatic Travel Accident & Baggage Delay Insurance

Trip Cancellation/Interruption Insurance

Complimentary Shoprunner membership

10% of all bookings

Apply for our World Rewards Credit Card 

Call 866-462-5532

Student and Secured


At United Teletech Financial, we understand the importance of establishing/ building a strong credit history. That’s why we’ve created the Student and Secured Credit Card.

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No Annual Fee

Establish or Rebuild Credit

Identity Theft Protection

Apply for our Student and Secured Credit Card

Call 866-462-5532

Learn More About our Student and Secured Credit Card

Check out our feature on

Credit Card FAQs

Call us at 866-462-5532.

7-10 Business Days

Call cardholder services at 866-213-2398.


1 Offer not available for existing card holders. Terms and conditions may apply. Offer is based on creditworthiness.

Complete Credit Agreement can be found here.