Credit Card Options That Fit Your Lifestyle.
Options. Flexibility. Value.
Applying is easy
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Apply Online
Applying online is easy, fast, and secure.
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Receive Card
Once approved you will receive your card within 7-10 days.
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Enjoy Financial Flexibility
With your new credit card you will able to have the flexibility to make purchases and enjoy your card’s exclusive benefits.
Having trouble navigating what’s right for you?
Lure you in with great rewards and then charge you high fees and high rates?
You Deserve to have a Credit Card that fits your needs
Platinum Credit Card
Our Platinum Card is ideal for those who appreciate competitive interest rates coupled with the spending power that they want and need.
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No Annual Fee
New Cardholder Offer1:
0% Intro APR on Purchases and Balance Transfer in the First 6 Months (APR=Annual Percentage Rate)
After the first 6 months, rates as low as 10.40% to 16.90% APR¹ variable (Consumer Agreement)
Identity Theft Protection
Apply for our Platinum Credit Card
Membership Eligibility Required
Platinum Rewards
Our Platinum Rewards Credit Card rewards you for all purchases, from your morning coffee to that weekend shopping spree. Plus, you'll enjoy the many benefits of being a credit cardholder at UTF.
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No Annual Fee
1 Point Per Dollars Spent
New Cardholder Offer1:
Spend $2,000 in the first 3 months and you’ll receive 5,000 bonus points
0% Intro APR on any purchase in the first six months (APR=Annual Percentage Rate)
0% Intro APR on balance transfers in the first 6 months
After the first 6 months, rates as low as 12.40% to 18.00% APR¹ variable (Consumer Agreement)
Identity Theft Protection
Apply for our Platinum Rewards Card
Membership Eligibility Required
World Rewards
Earn greater rewards points on everyday purchases with our World Rewards Card. Exclusive to World Rewards, have peace of mind with travel accident insurance, trip cancellation services, and baggage delay insurance.
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New Cardholder Offer1:
0% Intro APR on Purchases for the first 12 months (APR=Annual Percentage Rate)
Earn 10% on everyday purchases up to $175 in the first 6 months
After the first 12 months, rates as low as 12.40% to 18.00% APR¹ variable (Consumer Agreement)
Annual Fee – $75
Earn 3X Points for every dollar spent at grocery stores, gas stations, and drug stores.
1.5 Points for every dollar spent on all other purchases
Identity Theft Resolution Services
Concierge Services
Worldwide Automatic Travel Accident & Baggage Delay Insurance
Trip Cancellation/Interruption Insurance
Complimentary Shoprunner membership
10% of all OneFineStay.com bookings
Apply for our World Rewards Credit Card
Membership Eligibility Required
Student and Secured
At United Teletech Financial, we understand the importance of establishing/ building a strong credit history. That’s why we’ve created the Student and Secured Credit Card.
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No Annual Fee
Establish or Rebuild Credit
Identity Theft Protection
Apply for our Student and Secured Credit Card
Learn More About our Student and Secured Credit Card
Membership Eligibility Required
Have a question? We're here to help.
If you have questions about our portfolio of credit cards, our Member Care team is happy to help you. Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100 ext. 2530.
Check out our feature on cardrates.com
Read the full article here: https://www.cardrates.com/news/united-teletech-financial-fcu-helps-members-succeed/.
Credit Card FAQs
Call us at 866-462-5532.
7-10 Business Days
Call cardholder services at 866-213-2398.
Disclosures
1 Offer not available for existing card holders. Terms and conditions may apply. Offer is based on creditworthiness. This APR will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in primary share savings account.