Introducing Our Fresh New Checking Products
United Grow
Grow Your Cash, Earn Rewards
Looking for a checking account that rewards you for saving? United Grow offers financial stability that pays off.
Features
- Premium Benefits: Offers exclusive advantages and supports your financial goals
- 2% APY* Dividend Rate: Earn interest on balances between $1,500.01 and $5,000.00
- Fee Waiver: No $10 monthly fee if you deposit $1,000 in direct deposits each month or maintain an average balance of $1,500 or more
- Boosted Savings: Combines daily banking with dividend earnings to enhance your savings
United Grow rewards you for maintaining healthy balances in your primary checking account.
Whether you’re saving for a dream vacation, a down payment on a home, or simply building an emergency fund, your money grows with you.
Start earning rewards with United Grow today!
United New Start
Your Fresh Financial Beginning
Starting anew or rebuilding after a financial setback? United New Start is designed to support you every step of the way:
Features
- Fee Waiver for Students: No monthly fee if you are a student under 25, supporting your transition to financial independence
- Rebuild with Confidence: If you have experienced past challenges with your banking history, receive support for a fresh start**:
- A $100 savings account to build a financial buffer
- A debit card with no overdraft protection and unlimited check writing
- Easy Banking: Simple account management with tools to help you stabilize your finances
Life’s challenges should not hold you back. United New Start provides the fresh start you need to manage your finances with confidence.
Ready to take control of your finances?
Explore all the benefits of United New Start
United Engage
Empower Your Digital Banking Experience
Looking for a cost-effective, efficient banking solution? United Engage is designed for your modern lifestyle:
Features
- Affordable $3 monthly fee easily waived when you:
- Maintain a minimum daily balance of $1,500
- Complete at least 5 debit card transactions per month
- Enroll in auto pay or use your UTF debit card with a digital wallet
- Seamless Transactions: Simplify your financial management with support for online purchases, bill payments, digital wallets, and autopay
- Value-Driven Banking: Designed for those who use their debit card frequently and prefer digital financial management
Stay connected and in control of your finances with United Engage. Enjoy low-cost banking solutions that prioritize your convenience.
Explore the future of banking with United Engage!
Why Choose Us?
At United Teletech Financial, we understand that every member’s financial journey is different than the next. We are committed to providing tailored banking solutions that empower you to meet your own financial goals.
Whether you are committed to savings goals, starting fresh with your finances, or embracing greater digital efficiency, United Teletech Financial’s checking products are designed to meet your unique needs. Join us and experience member-focused banking that works for you.
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Best For
Best For
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Monthly fee
Monthly fee
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Minimum Opening Deposit
Minimum Opening Deposit
United Grow
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Best For
Earning cash back
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Monthly fee
$10 fee waived if you deposit $1,000 in direct deposits each month or maintain an average of $1,500 or more
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Minimum Opening Deposit
$25
United New Start
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Best For
Building or rebuilding your financial health
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Monthly fee
$10 fee waived if you are a student under 25 ($10 fee may be incurred based upon banking history)
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Minimum Opening Deposit
$25
United Engage
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Best For
Frequent debit card use and digital financial management
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Monthly fee
$3 fee waived if you maintain a minimum daily balance of $1,500, complete at least 5 debit card transactions per month, and enroll in auto pay or use your UTF debit card with a digital wallet
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Minimum Opening Deposit
$25
All Our Checking Accounts Feature
- Free telephone, Online & Mobile Banking 24/7 Access
- Free Access to 30,000 CO-OP ATMs Nationwide
- NCUA Insured up to $250,000
- Free MasterCard Debit Card
- Free Alerts and eStatements
- Free Bill Pay and Mobile Deposit
- Financial Resources and Tools
Have a question? We are here to help.
If you have questions about our checking accounts, our Member Care team is happy to help you. Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100 ext. 2530.
Disclosures
*APY = Annual Percentage Yield. APY is effective as of 10/1/2024. The APY is accurate as of the latest dividend declaration date. Dividend rates and annual percentage yield are subject to change after the account is opened at our discretion without notice to you. We do not impose a limit on the amount the dividend rate and Annual Percentage Yield on your account may change. The dividend rate on your account is determined by the credit union. United Teletech membership is required with $5 deposit to membership eligibility account.
**$10 fee waived is if you are a student under 25; a separate $10 fee may be incurred based upon banking history.