Who We Are
Your Premier Financial Partner Since 1967. Let's Get There, Together.
United Teletech Financial is a not-for-profit financial cooperative serving our members and their families since 1967. Originally chartered to serve the needs of Bell Labs employees, membership to United Teletech Financial is now open to immediate family of existing members, all employees of our select employer groups, and as a consumer, you may be eligible to join our credit union through the New Jersey Consumer Council (NJCC). Click to learn about NJCC or start your United Teletech Financial membership application here.
We are dedicated to meeting the needs of:
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38 Sponsor Companies
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Over 18,000 Members
As a financial cooperative, United Teletech Financial offers many of the same services and products as banks, with one significant difference – we’re owned by our members. That means our earnings go right back to our membership in the form of better rates, fewer fees, and extra services!
We are proud to be a Certified Great Place to Work

Our Purpose
We Help Members Build a Path to their Dreams
Our Values
We Put People First
We are always mindful of those we serve; delivering with care on our promise.
We Instill Trust
We gain the confidence and trust of others by being honest and ethical.
We Build Relationships
We commit to meaningful, long-lasting relationships, centered in respect and appreciation.
We Walk the Talk
We align our actions with our words and do what we say we’ll do.
We Seek Growth
We actively learn and adapt, taking lessons from both successes and failures.
Be You at the “U!”
At United Teletech Financial FCU, our commitment to acceptance lies in the core of our name, united, welcoming all to play a role in contributing to the success and purpose of helping our members build a path to their dreams.
How we give back:
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Team UTF at a Fulfill volunteering event
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Team UTF packaging food boxes for a local food bank
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Team UTF at the Fulfill headquarters (a local food bank)
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Team UTF at a beach clean up event
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Team UTF at a local high school discussing financial tips
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Team UTF alongside one of our scholarship winners
Impact by the numbers:
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Fraud Prevention Center Visits:1,299
We’re here to empower you
with tools and knowledge to
defend your identity. -
Seminars & Webinars Offered:28
We host seminars, webinars,
and workshops throughout
the year on a variety of
financial topics. -
Mobile App Downloads:1.9K
Designed to give you
access to your money
no matter where you are or
what device you use. -
U-WIN Prize Winners:485
$15,000 in prizes given thru a
unique savings program
designed to incentivize saving
by offering chances to win
prizes for every dollar saved. -
Loans Granted to 1,949 Members:$99.8 M
We offer tailored loan
solutions designed to help
you achieve your dreams with
confidence and ease. -
ZELLE®Member Users:6,711
We launched Zelle® in
2023 providing a fast
and easy way to send
and receive money.
Annual Meeting Results
The 58th Annual Meeting of Members of United Teletech Financial FCU took place on April 28, 2025 at 7:00 p.m. at United Teletech’s Tinton Falls Branch Location, 205 Hance Ave, Tinton Falls, NJ 07724.
At the meeting, the credit union’s financial performance for 2024 was shared. Reports and financial statements were provided to the membership and are available to be viewed by clicking here.
Annual Elections were held, and the following board members were elected to fill terms through 2028:
Members L. Barksdale, H. Gordon Brown, V. Franco, & P. Harolikar were appointed to the Supervisory Committee. Member S. Srinivas was appointed to the Technology Committee.
Thank you for continuing to use and support the credit union. We value your business as it helps us serve more and more families in our communities.
Current Bylaws
You can view the current bylaws by clicking here.