Join United Teletech Financial FCU

Apply Today!

Why United Teletech Financial?

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    Financial Education

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    Great Value

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    A Team That Cares

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Joining is Easy

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    Check Eligibility

    Ensure you meet the eligibility requirements

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    Have your Driver’s License or Passport handy and a Debit or Credit Card for the $5 deposit needed to join.



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    Apply Online

    Complete the membership application.




Savings and Education

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    Certified Financial Counselors

    All of our branch locations have certified financial counselors. Get financial guidance anytime so you can stop falling further behind and start getting ahead.

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    Our innovative savings program awards prizes every month to members for doing nothing more than saving. Every dollar saved gives you 1 chance to win cash prizes every month.

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    Educational Seminars

    Finances can be complicated. We know that understanding credit score, or knowing how the home buying process works is important. That’s why we host educational seminars throughout the year.


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    Home Loans

    Your home is one of the most valuable and most important assets you own. Whether your looking to buy a new home, refinance your existing home, or take advantage of a home loan, we have you covered.

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    Personal Loans

    We offer personal loans at competitive rates so you can finance your life goals. Our personal loans are fixed term, are easy to apply for, and have no origination fees.

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    Auto Loans

    Don’t wait for your next adventure. Our Auto Loans have low rates and have 90 days of no payment.

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    Credit Cards

    You deserve to have a credit card that fits your needs. Get financial flexibility and protection with every purchase a United Teletech Financial FCU credit card.


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    Over 5,400 Shared Branching Locations

    In addition to our 4 public branches located in Monmouth and Middlesex County. As a member of United Teletech you also have access to over 5,400 shared branching locations nationwide.

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    55,000 Surcharge Free ATMs

    With a United Teletech checking account, you can take advatange of over 55,000 surcharge free ATMs across the United States. This means you can withdraw cash without having to pay a fee no matter where you are in the US.

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    Online & Mobile Banking

    Access your money remotely with our online & mobile banking platform. Check your account history, transfer funds from different accounts, deposit checks, and pay your bills all from your computer or mobile device.

Our Impact In 2022

  • 52

    Financial Seminars and Webinars Offered

  • 1475

    Financial Wellness Consultations and Counting

  • $114.4

    Million trusted to UTF in Member Savings

  • $4.8

    Million in Personal Loans Were Made to Help Members Consolidate Debt

  • 1536

    Users, in Enrich, our Personal Wellness Program

  • 1037

    Members Financed their Auto Loan with UTF

Who is Eligible

  • All who Live, Work, Worship, Volunteer, Go To School in Monmouth, Ocean, and parts of Middlesex County
  • All employees of our Sponsored Employer Groups.
  • Immediate family of existing members


See are eligibility regions below


UTF Eligibility Areas

View Larger Image Here

Membership FAQs

If you meet our eligibility requirements below, all you need is a state issued ID and $5 to join.

Eligibility to Join: All who Live, Work, Worship, Volunteer, Go To School in Monmouth, Ocean, and parts of Middlesex County. All employees of our Sponsored Employer Groups. Immediate family of existing members.

When you join you will open a “share” account. All you have to do to keep membership is keep at least $5 in this account and use the account once a year.

Complete our contact form:


Have a question? We're here to help.

If you have questions about membership, our Member Care team is happy to help you.  Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (866) 247-0065 to speak directly with a team member.

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