Join United Teletech Financial FCU
Why United Teletech Financial?
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Financial Education
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Great Value
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A Team That Cares
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Convenience
Joining is Easy
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Check Eligibility
Check here to ensure you meet the eligibility requirements
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Prepare
Have your Driver’s License or Passport handy and a Debit or Credit Card for the $5 deposit needed to join.
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Apply Online
Complete the membership application.
Savings and Education
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Certified Financial Counselors
All of our branch locations have certified financial counselors. Get financial guidance anytime so you can stop falling further behind and start getting ahead.
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U-WIN
Our innovative savings program awards prizes every month to members for doing nothing more than saving. Every dollar saved gives you 1 chance to win cash prizes every month.
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Educational Seminars
Finances can be complicated. We know that understanding credit score, or knowing how the home buying process works is important. That’s why we host educational seminars throughout the year.
Lending
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Home Loans
Your home is one of the most valuable and most important assets you own. Whether your looking to buy a new home, refinance your existing home, or take advantage of a home loan, we have you covered.
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Personal Loans
We offer personal loans at competitive rates so you can finance your life goals. Our personal loans are fixed term, are easy to apply for, and have no origination fees.
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Auto Loans
Don’t wait for your next adventure. Our Auto Loans have low rates and have 90 days of no payment.
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Credit Cards
You deserve to have a credit card that fits your needs. Get financial flexibility and protection with every purchase a United Teletech Financial FCU credit card.
Convenience
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Over 5,400 Shared Branching Locations
In addition to our 4 public branches located in Monmouth and Middlesex County. As a member of United Teletech you also have access to over 5,400 shared branching locations nationwide.
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55,000 Surcharge Free ATMs
With a United Teletech checking account, you can take advantage of over 55,000 surcharge free ATMs across the United States. This means you can withdraw cash without having to pay a fee no matter where you are in the US.
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Online & Mobile Banking
Access your money remotely with our online & mobile banking platform. Check your account history, transfer funds from different accounts, deposit checks, and pay your bills all from your computer or mobile device.
Our Impact Last Year
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Fraud Prevention Center Visits:1,299
We’re here to empower you
with tools and knowledge to
defend your identity. -
Seminars & Webinars Offered:28
We host seminars, webinars,
and workshops throughout
the year on a variety of
financial topics. -
Mobile App Downloads:1.9K
Designed to give you
access to your money
no matter where you are or
what device you use. -
U-WIN Prize Winners:485
$15,000 in prizes given thru a
unique savings program
designed to incentivize saving
by offering chances to win
prizes for every dollar saved. -
Loans Granted to 1,949 Members:$99.8 M
We offer tailored loan
solutions designed to help
you achieve your dreams with
confidence and ease. -
ZELLE®Member Users:6,711
We launched Zelle® in
2023 providing a fast
and easy way to send
and receive money.
Who is Eligible?
- Immediate family of existing members.
- All employees of our Select Employer Groups
- As a consumer, you may be eligible to join our credit union through the New Jersey Consumer Council (NJCC). Click to learn about NJCC or start your United Teletech Financial membership application here.
Membership FAQs
If you meet our eligibility requirements below, all you need is a state issued ID and $5 to join.
Eligibility to Join:
- Immediate family of existing members.
- All employees of our Select Employer Groups
- As a consumer, you may be eligible to join our credit union through the New Jersey Consumer Council (NJCC)-click to learn about NJCC or start your United Teletech Financial membership application here.
When you join you will open a “share” account. All you have to do to keep membership is keep at least $5 in this account and use the account once a year.
Complete our contact form:
You may check your eligibility by searching our Select Employer Group list here.
The New Jersey Consumer Council (NJCC) is a non-profit consumer education organization with over 16,000 members. NJCC is a chapter of the American Consumer Council (ACC) that has over 400,000 members and 57 chapters across the nation. The New Jersey Consumer Council serves as a strong consumer advocate to protect the rights and interests of consumers. Click to read more about NJCC or visit their website at newjerseyconsumercouncil.org.
No, when you select the NJCC as your enrollment option, United Teletech Financial will automatically enroll you as a new member in the NJCC as your membership eligibility option.
Membership is open to all individuals and businesses in the Tri-State area – New Jersey, New York, Pennsylvania, and Delaware.
There is no cost to you for an Individual Lifetime Membership, it is paid by United Teletech Financial. The cost for a Business membership is $79. A business is defined as a licensed business, church, family trust, non-profit organization, government agency, or Native American tribe.
Not at all. Other criteria may qualify you for membership.
If you live in New Jersey, New York, Pennsylvania, or Delaware, you are eligible for membership simply by inclusion in the New Jersey Consumer Council. The council is a great resource that watches out for the interests of consumers in the Tri-State area. UTF will take care of enrollment at no cost to you.
Have a question? We're here to help.
If you have questions about membership, our Member Care team is happy to help you. Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (866) 247-0065 to speak directly with a team member.