Personal Loans
Experience the Possibilities with Personal Loans by United Teletech Financial
Why Choose United Teletech Financial?
United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you’re not just receiving a loan. Instead, you’re getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.
United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you’re used to, we’re a credit union owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.
See current rates
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Terms Up To |
APR |
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Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account. The minimum term is 24 months and the maximum term is 60 months. As an example, for a $10,000 personal loan at 9.25% and with a 5-year term, the APR will reflect a total finance cost of $12,527.94. |
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Terms Up To Up to 48 months |
APR 9.25%* |
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Terms Up To 49 to 60 months |
APR 9.25%* |
A Wide Range of Features to Make the Most of Your Money
You don’t have to wait for your funds. Instead, we offer fast approval and fast disbursement so you can move forward. Plus, once your monthly payment is decided, it won’t change—ever. You’ll also experience other features, including:
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No Origination Fees or Repayment Penalties
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Max Loan Amount $35,000
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Multiple loan terms to fit your unique needs
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Rates as low as 8.75% APR*
Why Choose United Teletech Financial?
United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you’re not just receiving a loan. Instead, you’re getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.
United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you’re used to, we’re owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.
FAQs & More Information
Personal Loans and Your Credit
Your credit score plays a critical role in determining whether you’ll be approved for a personal loan, how much you’ll be approved for and the interest rate you’ll receive. Personal loans can also help you improve your credit score, too, as you make regular payments over time.
Refinancing With a Personal Loan
There are many great reasons to refinance your existing loan with a low-interest personal loan. Refinancing can lower your monthly loan payment and save you hundreds of dollars over time. It can also help make your loan payments more predictable.
Calculating a Personal Loan Payment, APR & Fees
How much will your personal loan payment be? We’ll give you all the information you need to make the right decision about your loan. Our team can help you calculate the amount you’ll pay, taking into account things like your interest rate, APR and fees.
The Advantages of a Credit Union
Credit unions offer many benefits over traditional banks. For example, at United Teletech Financial, you’ll likely find lower rates on loans than you would at a bank. What other advantages exist when you choose a credit union?
How Personal Loans Work
Personal loans are a great choice for everything from paying off medical bills to taking your dream vacation. Is a personal loan the right choice for you? How does a personal loan work? We’ll answer all of your questions, so you feel confident in your choice.
How to Apply and Get a Personal Loan
The personal loan application process is simple. You can even apply online or over the phone. Whichever route you choose, you can rest assured that our team will support you in receiving a loan that helps you reach your financial goals.
Understanding Personal Loan Rates
Just like other types of loans, personal loans have differing rates. What do these rates mean? How much will your loan cost over time? We’ll answer all of your rate questions below.
How to Pay Off or Consolidate a Personal Loan
Paying off your personal loan is a huge step. And consolidation can help you pay off your financial obligations faster. United Teletech Financial is here to help you decide which is the best next step for you and your family.
Get Approved Quickly by Applying Online Today
Start moving towards your financial goals with a personal loan. Want to get started quickly?