Man holds up his credit card

Credit Card Options That Fit Your Lifestyle.

Options. Flexibility. Value.

Apply for a Credit Card

Applying is easy

  • Apply Online

    Applying online is easy, fast, and secure.

  • Receive Card

    Once approved you will receive your card within 7-10 days.

  • Enjoy Financial Flexibility

    With your new credit card you will able to have the flexibility to make purchases and enjoy your card’s exclusive benefits.

Having trouble navigating what’s right for you?

Lure you in with great rewards and then charge you high fees and high rates?

You Deserve to have a Credit Card that fits your needs

Platinum Credit Card

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Our Platinum Card is ideal for those who appreciate competitive interest rates coupled with the spending power that they want and need.

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No Annual Fee

New Cardholder Offer1:

0% Intro APR on Purchases and Balance Transfer in the First 6 Months (APR=Annual Percentage Rate)

After the first 6 months, rates as low as 10.40% to 16.90% APR¹ variable (Consumer Agreement)

Identity Theft Protection

Apply for our Platinum Credit Card

Call 866-462-5532

Membership Eligibility Required

Platinum Rewards

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Our Platinum Rewards Credit Card rewards you for all purchases, from your morning coffee to that weekend shopping spree. Plus, you'll enjoy the many benefits of being a credit cardholder at UTF.

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No Annual Fee

1 Point Per Dollars Spent

New Cardholder Offer1:

Spend $2,000 in the first 3 months and you’ll receive 5,000 bonus points

0% Intro APR on any purchase in the first six months (APR=Annual Percentage Rate)

0% Intro APR on balance transfers in the first 6 months

After the first 6 months, rates as low as 12.40% to 18.00% APR¹ variable (Consumer Agreement)

Identity Theft Protection

Apply for our Platinum Rewards Card

Call 866-462-5532

Membership Eligibility Required

World Rewards

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Earn greater rewards points on everyday purchases with our World Rewards Card. Exclusive to World Rewards, have peace of mind with travel accident insurance, trip cancellation services, and baggage delay insurance.

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New Cardholder Offer1:

0% Intro APR on Purchases for the first 12 months (APR=Annual Percentage Rate)

Earn 10% on everyday purchases up to $175 in the first 6 months

After the first 12 months, rates as low as 12.40% to 18.00% APR¹ variable (Consumer Agreement)

Annual Fee – $75

Earn 3X Points for every dollar spent at grocery stores, gas stations, and drug stores.

1.5 Points for every dollar spent on all other purchases

Identity Theft Resolution Services

Concierge Services

Worldwide Automatic Travel Accident & Baggage Delay Insurance

Trip Cancellation/Interruption Insurance

Complimentary Shoprunner membership

10% of all OneFineStay.com bookings

Apply for our World Rewards Credit Card 

Call 866-462-5532

Membership Eligibility Required

Student and Secured

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At United Teletech Financial, we understand the importance of establishing/ building a strong credit history. That’s why we’ve created the Student and Secured Credit Card.

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No Annual Fee

Establish or Rebuild Credit

Identity Theft Protection

Apply for our Student and Secured Credit Card

Call 866-462-5532

Learn More About our Student and Secured Credit Card

Membership Eligibility Required

Have a question? We're here to help.

If you have questions about our portfolio of credit cards, our Member Care team is happy to help you.  Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100 ext. 2530.

Check out our feature on cardrates.com

Credit Card FAQs

Call us at 866-462-5532.

7-10 Business Days

Call cardholder services at 866-213-2398.

Disclosures

1 Offer not available for existing card holders. Terms and conditions may apply. Offer is based on creditworthiness. This APR will vary with the market based on the Prime Rate. Membership eligibility required. Membership deposit of $5.00 is required at all times in primary share savings account.

Complete Credit Agreement can be found here.