Credit Card Overview

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Whether you're interested in establishing credit, transferring balances, earning rewards, or receiving extra travel services, UTF has a card to fit your lifestyle. 

World Rewards

World Rewards Credit Card

Earn greater rewards points and have access to travel services that are exclusive to the World Rewards Card.

1.25 Reward Points per $1 spent

Introductory offer that includes*

  • 25,000 bonus points when you spend $5,000 in the first 3 months
  • $75 Annual Fee (waived first year)
  • 0% APR Balance Transfers (For the first 6 months)
  • No Balance Transfer Fee during first 6 months

Learn More ►

Apply Now For a World Rewards Mastercard

Or Call 866-462-5532

    

Platinum Rewards

Platinum Rewards Credit Card

Get rewards on the purchases your make every day with the Platinum Rewards card from UTF. You can redeem your rewards points for travel, gift cards, and more. As an added benefit, there's no annual fee!

1 Reward point per $1 spent

No Annual Fee

Introductory offer that includes*

  • 5,000 bonus points when you spend $2,000 in the first 3 months
  • 0% APR on Purchases (For the first 6 months)
  • 0% APR Balance Transfers (For the first 6 months)

Learn More ►

Apply Now For a Platinum Rewards Card

Or Call 866-462-5532

Platinum

Platinum Credit Card

Our Platinum low-rate card is perfect for balance transfers or if you're looking for a card with no annual fee. Receive 0% APR on balance transfers & purchases for 6 months.

No Annual Fee

Introductory offer that includes*

  • 0% APR on Purchases (For the first 6 months)
  • 0% APR Balance Transfers (For the first 6 months)
  • No balance transfer fees for 6 months(Reverts to 2.00% after)

     Learn More ►

Apply Now For A Platinum Credit Card

Or Call 866-462-5532

 

  

Student and Secured

Student & Secured Credit Card

Our Student and Secured Cards
are the perfect match if you are looking to establish, or rebuild your credit.

No Annual Fee

Learn More ►

Apply Now for a Student or Secured Card

Or Call 866-462-5532

 

 

 

 

 

Customer Service
For World Rewards, call: 866–820–3934
For Student, Secured, Platinum, Platinum Rewards, and Business, call: 866–820–3933
To report a lost or stolen card, call: 800–449–7728
For more information about additional card benefits such as Price Protection, call: 1–800–MC–Assist
For full details on all cards, click here
For MasterCard benefits, click here.

*Available to qualified borrowers only. Not available to existing card holders. Restrictions may apply.