Credit Card Overview

Whether you're interested in establishing credit, transferring balances, earning rewards, or receiving extra travel services, UTF has a card to fit your lifestyle. 

Platinum

Platinum Credit Card

Our Platinum low-rate card is perfect for balance transfers or if you're looking for a card with no annual fee. Receive 0% APR on balance transfers & purchases for 6 months.

  • No Annual Fee
  • 0% APR on Purchases (6 months)
  • 0% APR Balance Transfers (6 months)
  • No balance transfer fees for 6 months(Reverts to 2.00% after)

               Learn More ►

Apply Now
 
Or Call 866-462-5532

Platinum Rewards

Platinum Rewards Credit Card

Get rewards on the purchases your make every day with the Platinum Rewards card from UTF. You can redeem your rewards points for travel, gift cards, and more. As an added benefit, there's no annual fee!

  • 1 Reward point per $1 spent
  • 5,000 bonus points when you spend $2,000 in the first 3 months
  • No Annual Fee
  • 0% APR on Purchases (6 months)
  • 0% APR Balance Transfers (6 months)
  • No balance transfer fees for 6 months(Reverts to 2.00% after)

Learn More ►

Apply Now
 
Or Call 866-462-5532

World Rewards

World Rewards Credit Card

Earn greater rewards points and have access to travel services that are exclusive to the World Rewards Card.

  • 1.25 Reward Points per $1 spent
  • 25,000 bonus points when you spend $5,000 in the first 3 months
  • $75 Annual Fee (waived first year)
  • 0% APR Balance Transfers (6 months)
  • No Balance Transfer Fee during first 6 months

               Learn More ►

Apply Now
 
Or Call 866-462-5532

Student and Secured

Student & Secured Credit Card

Our Student and Secured Cards
are the perfect match if you are looking to establish, or rebuild your credit.

  • No Annual Fee

               Learn More ►

Apply Now
 
Or Call 866-462-5532

Customer Service
For World Rewards, call: 866–820–3934
For Student, Secured, Platinum, Platinum Rewards, and Business, call: 866–820–3933
To report a lost or stolen card, call: 800–449–7728
For more information about additional card benefits such as Price Protection, call: 1–800–MC–Assist
For full details on all cards, click here
For MasterCard benefits, click here.