Welcome to United Teletech Financial, a Federal Credit Union, Serving Central New Jersey

More Confidence in Your Financial Decisions
Knowledge. Care. Value.
You Deserve a Credit Union that Feels Like Family.
Big banks see dollar signs – they don’t see YOU. This makes you feel like a number. Disconnected from the life-dreams you want to achieve and uncertain about your financial path. You deserve to have confidence in where you are heading.
Achieve Your Dreams with Our Savings and Lending Solutions
Offers Tailored for Your Financial Success
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CRUISE WITH CONFIDENCE WITH AUTO LOANS AS LOW AS 4.49% APR*
We’ve got you covered, your reliable ride starts here. Tired of dealing with the stress of a car that can’t keep up during winter or puts your daily commute at risk? Our auto loans are designed to help you upgrade to a reliable, safe vehicle that’s ready for anything.
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EARN 2% APY WITH A UNITED GROW CHECKING ACCCOUNT
Are you ready to build stronger savings habits and earn rewards? United Grow Checking rewards you for your financial discipline with 2% APY* on balances between $1,500.01 and $5,000.00. Whether you are saving for a vacation, a down payment on a home, or building an emergency fund, United Grow ensures your money works harder for you.
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FINANCIAL COMFORT STARTS HERE-HOME EQUITY LINE OF CREDIT RATES AS LOW AS 5.49% APY*
Bundle Up Your Payments and Simplify with a Home Equity Line of Credit.
Whether you’re consolidating debt, tackling home improvements, or planning for the future, bundling up your payments has never been easier—or more rewarding.
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MONEY MARKET RATES AS HIGH AS 3.80% APY
Our Money Market Accounts offer the perfect blend of growth and accessibility, ensuring your funds are always available. Meet any savings goal—from vacations and home purchases to building your nest egg.
We Are Different

Margie R.This is the big little credit union that could. I’ve been with this institution since my teen years when I got my student loan through the credit union as a perk of my employment at Bell Labs in Holmdel, and I’ve been with them ever since. All the members of my family have accounts now, and I couldn’t be happier with the personal service I receive as an account holder. I’ve always felt like I’ve been treated like family, and they offer some of the best loan rates in the area (I love their ATM too). I would never bank anywhere else!
We Can Get You There
You want to find a place to bank. In order to do that, you need a bank or credit union you can trust, with products you actually need.
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Home Loans
Buying your first home, or refinancing your existing loan, we can guide you throughout the process. Check our out home loan rates.
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Investment & Retirement
Ready to spend your days relaxing on the porch, or just preparing for the future, we offer everything except the patio chair.
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Checking Accounts
We offer a checking account for your unique needs. Compare all our accounts, and find the account that fits you perfectly.
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Auto Loans
Buying a car should be exciting, we take out the financial stress so you can focus on the fun stuff. View our auto loan rates.
Join Our Financial Community Today in Just a Few Clicks
Follow these three easy steps, and you’ll be on your way
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Join
We make it easy to join. Simply book an appointment at a branch near you. We offer appointments over the phone, and in branch.
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Plan
Speak with a member services specialist about your goals.
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Be Connected
Be connected. with a financial institution that truly cares, you know because we treat you like family.
Unlock Your Savings Potential with These 5 Tips
How can we help? Discover tools that come with your membership by downloading our free PDF to find 5 ways to find $500 in your budget.
Have a question? We are here to help.
If you have questions about membership, our Member Care team is happy to help you. Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100 ext. 2530.
Disclosures
- Advertised rate is based on creditworthiness and includes up to a .50% discount for automatic payment from a United Teletech Checking Account.
- APR = Annual Percentage Rate and is based on a loan amount of $200,000 and a down payment of 20%