Welcome to United Teletech Financial, a Federal Credit Union, Serving Central New Jersey

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More Confidence in Your Financial Decisions

Join United Teletech Financial Now

Knowledge. Care. Value.

You Deserve a Credit Union that Feels Like Family.

Big banks see dollar signs – they don’t see YOU. This makes you feel like a number. Disconnected from the life-dreams you want to achieve and uncertain about your financial path. You deserve to have confidence in where you are heading.

Offers Tailored for Your Financial Success

  • Auto Loan

    CRUISE WITH CONFIDENCE WITH AUTO LOANS AS LOW AS 4.49% APR*

    We’ve got you covered, your reliable ride starts here. Tired of dealing with the stress of a car that can’t keep up during winter or puts your daily commute at risk? Our auto loans are designed to help you upgrade to a reliable, safe vehicle that’s ready for anything.

    Apply Now!

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    EARN 2% APY WITH A UNITED GROW CHECKING ACCCOUNT

    Are you ready to build stronger savings habits and earn rewards? United Grow Checking rewards you for your financial discipline with 2% APY* on balances between $1,500.01 and $5,000.00. Whether you are saving for a vacation, a down payment on a home, or building an emergency fund, United Grow ensures your money works harder for you.

    Start Growing Your Money Today

  • Home Equity Line of Credit

    FINANCIAL COMFORT STARTS HERE-HOME EQUITY LINE OF CREDIT RATES AS LOW AS 5.49% APY*

    Bundle Up Your Payments and Simplify with a Home Equity Line of Credit.

    Whether you’re consolidating debt, tackling home improvements, or planning for the future, bundling up your payments has never been easier—or more rewarding.

    Bundle Your Payments

  • Money Market

    MONEY MARKET RATES AS HIGH AS 3.80% APY

    Our Money Market Accounts offer the perfect blend of growth and accessibility, ensuring your funds are always available. Meet any savings goal—from vacations and home purchases to building your nest egg.

    Optimize Your Returns

We Are Different

Membership

This is the big little credit union that could. I’ve been with this institution since my teen years when I got my student loan through the credit union as a perk of my employment at Bell Labs in Holmdel, and I’ve been with them ever since. All the members of my family have accounts now, and I couldn’t be happier with the personal service I receive as an account holder. I’ve always felt like I’ve been treated like family, and they offer some of the best loan rates in the area (I love their ATM too). I would never bank anywhere else!

Margie R.

We Can Get You There

You want to find a place to bank. In order to do that, you need a bank or credit union you can trust, with products you actually need.

Join Our Financial Community Today in Just a Few Clicks

Follow these three easy steps, and you’ll be on your way

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    Join

    We make it easy to join. Simply book an appointment at a branch near you. We offer appointments over the phone, and in branch.

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    Plan

    Speak with a member services specialist about your goals.

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    Be Connected

    Be connected. with a financial institution that truly cares, you know because we treat you like family.

Unlock Your Savings Potential with These 5 Tips

How can we help? Discover tools that come with your membership by downloading our free PDF to find 5 ways to find $500 in your budget.

Download Now

Have a question? We are here to help.

If you have questions about membership, our Member Care team is happy to help you.  Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100 ext. 2530.

Disclosures

  1. Advertised rate is based on creditworthiness and includes up to a .50% discount for automatic payment from a United Teletech Checking Account.
  2. APR = Annual Percentage Rate and is based on a loan amount of $200,000 and a down payment of 20%