Turn your Home Equity into Holiday Relief
This holiday season is meant for joy - not stress
Introductory Rate as low as
Turn Your Equity Into the Perfect Holiday Helper
The holiday season is meant for joy—not stress. But with high bills, shopping expenses, and the cost of travel, it can sometimes feel like your budget is stretched too thin. This winter, a Home Equity Line of Credit (HELOC) could be the financial solution you need to ease the holiday burden.
Why a HELOC?
- Access Extra Funds
- Low Interest Rates
- Flexible Repayment
Let's get started!
Want to learn more about our Home Equity Line of Credit. We’re here to help!
Disclosures
*We’d Like You To Know: APR=Annual Percentage Rate. Introductory rate of 5.99% APR is good for six (6) months from loan disbursement date, then APR is variable based on the Wall Street Journal Prime Rate minus 0.75% to Prime Rate plus 3.25%, depending on credit worthiness. The Prime Rate as of 12/19/2024 is 7.50% APR. Prime rate may change at any time without notice. The rate will be adjusted monthly on the 1st of the month following a change in the Prime Rate. Advertised rate reflects a .25% discount for automatic payments from a qualifying UTF deposit account and 80% CLTV (Combined Loan to Value). Max Line amount is $250,000.00. Minimum initial draw of $30,000.00 required for introductory rate and to waive closing costs. Offer available to qualified borrowers on 1-4 family primary NJ residences. Offer not valid when refinancing existing UTF loans less than eight (8) years old. Property insurance is required. Offer may be discontinued at any time. For additional information call 866-462-5532. NMLS#402779. Federally insured by NCUA.