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Home Equity Line of Credit

Introductory Rate as low as

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Offer expires in:
21 Days
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Whether you’re planning to renovate your home, consolidate debt, or finance a major life event, a home equity line of credit from United Teletech Financial offers competitive rates, flexible terms, and personalized service.

  • Introductory Rate as low as 5.99% APR for the first 6 months*
  • Variable Rate After Intro Period as low as 7.75% APR (Prime Rate – 0.75% APR)


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Sprout New Possibilities this Spring with a Home Equity Line of Credit

  • Home Improvements
  • Debt Consolidation
  • Large Purchases


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Want to learn more about our Home Equity Line of Credit. We’re here to help!

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* We’d Like You To Know: APR=Annual Percentage Rate. Introductory rate of 5.99% APR is good for six (6) months from loan disbursement date, then APR is variable based on the Wall Street Journal Prime Rate minus 0.50% to Prime Rate plus 3.25%, depending on credit worthiness. The Prime Rate as of 7/26/2023 is 8.50% APR. Prime rate may change at any time without notice. The rate will be adjusted monthly on the 1st of the month following a change in the Prime Rate. Advertised rate reflects a .25% discount for automatic payments from a qualifying UTF deposit account and 80% CLTV (Combined Loan to Value). Max Line amount is $250,000.00. Minimum initial draw of $30,000.00 required for introductory rate and to waive closing costs. Offer available to qualified borrowers on 1-4 family primary NJ residences. Offer not valid when refinancing existing UTF loans less than eight (8) years old. Property insurance is required. Offer may be discontinued at any time. For additional information call 866-462-5532. NMLS#402779. Federally insured by NCUA.