With a UTF auto loan, you don’t have to wait for approval. We offer quick pre-approvals so you can into that new vehicle fast.
As a not-for-profit financial institution, we’re able to offer some of the best auto loan rates in the business. In fact, you can receive a rate as low as 1.99% APR*. Plus, you’ll experience a wide range of other perks including:
New & Used Vehicles
Flexible Loan Terms For Up to 72 Months*
Rates as low as 1.99% APR*
No Application Fees
Boats, Motorcycles & RVs, Too
We don’t limit our auto loans to cars and trucks. We also approve loans for boats, motorcycles and RVs, too. Whatever dream you have, we’re here to help make it happen.
Search Local Dealerships With Our Car Finder Tool
With our car finder tool you can browse a large selection of cars and trucks online from a variety of nearby dealerships. We can help you find a car and get you pre-approved without leaving the comfort of your home.