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Lower Loans by UTF

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Superior Loan Rates

Are high loan payments draining your bank account each month? You deserve lower loan payments to have more for what matters.

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Lower Loan Rates

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Average Loan Rates

APR=Annual Percentage Rate. Rate advertised is based on credit worthiness and includes a discount for electronic payment from a United Teletech Checking Account. Used auto loans must not be older than 7 model years and have no more than $85,000 miles (excluding classic autos). **Terms of 10 years (120 months) and 15 years (180 months), have a 0.25% , and 0.50% increase in APR. For a 5 year term Home Equity Loan, 60 payments of $32.50 per $1,000 borrowed is the cost of interest. States rate includes discount for electronic payment. Offer available to qualified borrowers on 1-4 family primary NJ residences. Offer not valid for refinancing of existing UTF Home Equity Lines less than eight (8) years old. Property insurance is required. For additional cost information call 866-462-5532. NMLS# 402779

***Average Bank Rates from Bankrate.com and Nerdwallet.com

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Personal Loans 

6.25% APR*

Average Loan Rates

13.5% APR

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Debt Consolidation

4.74% APR*

Average Loan Rates

15.5% APR

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Home Equity Loans

4.25% APR**

Average Loan Rates

5.96% APR

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Auto Loans

2.875% APR*

Average Loan Rates

3.86% APR

We've made it as easy as...

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    Apply

    online at utfinancial.org

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    your new loan rate loan

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    Have

    more for what matters

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Call us at 866-462-5532 or visit us at utfinancial.org

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866-462-5532

Disclosures

APR=Annual Percentage Rate. Rate advertised is based on credit worthiness and includes a discount for electronic payment from a United Teletech Checking Account. Used auto loans must not be older than 7 model years and have no more than $85,000 miles (excluding classic autos). **Terms of 10 years (120 months) and 15 years (180 months), have a 0.25% , and 0.50% increase in APR. For a 5 year term Home Equity Loan, 60 payments of $32.50 per $1,000 borrowed is the cost of interest. States rate includes discount for electronic payment. Offer available to qualified borrowers on 1-4 family primary NJ residences. Offer not valid for refinancing of existing UTF Home Equity Lines less than eight (8) years old. Property insurance is required. For additional cost information call 866-462-5532. NMLS# 402779

***Average Bank Rates from Bankrate.com and Nerdwallet.com