woman in car with peace sign

Peace Out to High Payments

Refinance Your Auto Loan with UTF


Drive Your Way to a Better Deal - As Low As 5.00%

If you received a pre-screened offer from us, you’re in the right place. We want to help you put high auto loan rates in your rearview mirror by refinancing with us.

With a UTF auto loan, you don’t have to wait for approval. We offer quick pre-approvals so you can into that new vehicle fast.

As a not-for-profit financial institution, we’re able to offer some of the best auto loan rates in the business. In fact, you can receive a rate as low as 5.00% APR*. Plus, you’ll experience a wide range of other perks including:

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    New & Used Vehicles

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    Flexible Loan Terms For Up to 72 Months*

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    Rates as low as 5.00% APR*

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    No Application Fees

Apply for Your Auto Loan Online Today

Refinancing is quick and easy. Drive your loan over to us for a better deal!

Use our online form to apply online today.
Apply Now
Ask questions or apply over the phone.


APR= Annual Percentage Rate. Rate advertised is as low as, and based on credit worthiness. Rate advertised includes a .50% discount for refinance of original loan from another institution and .50% discount for electronic payment from a United Teletech Checking Account