We’d Like You to Know: APY=Annual Percentage Yield. To qualify for the 2.25% APY certificate for 12 months, the 3.50% APY certificate for 27 months, or the 4.25% APY certificate for 42 months, a minimum opening deposit of $50,000 in new money is required and must be maintained throughout the term of the certificate. New money may include funds deposited into a new or existing member’s share or share draft account within 10 days prior to the establishment of the subject certificate, or money from another financial institution. Renewal term on certificate maturity for a certificate with a 12-month term is 6 months. Renewal term on certificate maturity for a certificate with a 27-month term or 42-month term is 12 months. Penalty imposed for early withdrawal. For a certificate with a 12-month term, the penalty for early withdrawal is 90 days interest. For a certificate with a 27-month term or 42-month term, the penalty for early withdrawal is 180 days interest. Offer may change or end at any time. Other restrictions may apply. Federally insured by NCUA.