Way to Grow Certificate Special
Let's get your future started.
Earn more for what matters most to you!
Limited Time Share Certificate Special
We're here to help you reach your goals.
With a Share Certificate at UTF, you can rest assured your money is safe with us. Our certificates are federally insured up to $250,000 at a fixed APY. We can help you transfer funds from another financial institution to save more and earn more.
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Want to learn more about our Certificate Special. We’re here to help!
732-530-8100
Disclosures
We’d Like You to Know: APY=Annual Percentage Yield. To qualify for the 4.75% APY certificate for 11 months, the 4.50% APY certificate for 24 months, or the 4.25% APY certificate for 36 months, a minimum opening deposit of $25,000 in new money is required and must be maintained throughout the term of the certificate. New money may include funds deposited into a new or existing member’s share or share draft account within 10 days prior to the establishment of the subject certificate, or money from another financial institution. Renewal term on certificate maturity for a certificate with a 11-month term is 6 months. Renewal term on certificate maturity for a certificate with a 24-month term or 36-month term is 12 months. Penalty imposed for early withdrawal. For a certificate with a 11-month term, the penalty for early withdrawal is 30 days interest. For a certificate with a 24-month term, the penalty for early withdrawal is 90 days interest. For a certificate with a 36-month term, the penalty for early withdrawal is 180 days interest. Offer may change or end at any time. Other restrictions may apply. Federally insured by NCUA.