Shift Into Savings with a Lower Auto Rate
Take up to 1.50%* off your Auto Loan Rate (Not available for existing UTF auto loans)
APPLY TODAYStill loving your car but not your payment? It’s time to give your budget a little breathing room.
Lower Your Auto Payment and Save!

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Put money back in your budget by dropping your auto rate up to 1.50%*
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Pay off your loan faster and save on interest with a financial fresh start.
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Apply online for a hassle free refinance experience with quick and easy approval.
Refinance your auto loan to have more money for what matters most.
Disclosures
*We’d Like You to Know: APR = Annual Percentage Rate. Rate advertised is based on credit worthiness and not the advertised rate. Rate drop of up to 1.50% with a floor rate of 5.50% for up to 66 months. Not available without a UTF checking account and electronic payment. Not available for existing UTF auto loans. Must provide proof of current rate with an existing lender. Offer may end at any time. Terms and conditions apply. Member NCUA.