TimeShifter Mortgage


Refinance your current mortgage with UTF and shave years off your mortgage and save thousands of dollars in interest.


The following refinancing options come with No Closing Costs and a low Fixed Rate*

5 Year - 2.59%

7 Year - 3.09%

10 Year - 3.34%

View our 30-year no closing cost option

To get your application started, call today!


If you prefer to have one of our lending experts contact you, please fill out the form below. 


*We'd Like You To Know: APR=Annual Percentage Rate. Rate is based on LTV <=80% and credit worthiness. Minimum loan amount is $15,000. Documentation and filing fees from $296 up to $596 are waived. Other rates and terms available.