TimeShifter Mortgage


Refinance your current mortgage with UTF and shave years off your mortgage and save thousands of dollars in interest.


The following refinancing options come with a low Fixed Rate*

5 Year - 4.25%

7 Year - 4.55%

10 Year - 5.90%

To get your application started, call today!


If you prefer to have one of our lending experts contact you, please fill out the form below. 


*We'd Like You To Know: APR=Annual Percentage Rate. Rate is based on LTV <=80% and credit worthiness. Minimum loan amount is $15,000. Documentation and filing fees from $296 up to $596 are waived. Other rates and terms available.