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Make this holiday season a little more affordable with the Skip-A-Pay program from United Teletech Financial. This program allows members with a car, fixed-rate home equity or personal loan to skip a monthly loan payment for a nominal fee. Use the extra cash flow for how ever you see fit. The possibilities are endless!

How does Skip-a-Pay work?

1) Download & print the Skip-A-Pay form (or pick one up at your nearest branch)

  • Choose the month that you want to skip: November, December or January
  • Confirm enough funds are in your Membership Savings Account to cover Skip-a-Pay fee ($50 for each monthly loan payment up to $500, and $75 for each monthly loan payment over $500)

2) Submit your completed form at least 10 days before your loan payment is due.

  • You can submit your form by bringing it to your nearest branch,
  • or by mailing it to:

               ATTN: Member Care
               United Teletech Financial
               205 Hance Avenue
               Tinton Falls, NJ 07724

   A portion of Skip-a-Pay fee proceeds will go to support Fulfill(The Foodbank of Monmouth and Ocean Counties)

Skip-a-Pay Form

Skip a pay form

*We’d Like You to Know: Form must be received at credit union at least 10 days before your payment is due. All requests to skip a payment must be approved by loan servicing. By agreeing to Skip – A – Pay you agree to amend the  original agreement and to repay the entire unpaid balance and additional accrued interest. First Mortgages, HELOCs, Lines of Credit and Credit Cards are not eligible for this program. To be eligible for this special offer, all your accounts with the credit union must be in good standing and loan must be in existence for a minimum of six months. Limit one Skip-A-Pay per 12-month period. Skip-A-Pay fee must be in Membership Savings when the completed form is submitted. You will be charged a $50 fee for each monthly payment up to $500 and a $75 fee for each monthly loan payment $500.01 or more. Extending loan term may not extend GAP coverage. If monthly payment is normally paid by another financial institution, notify that institution to stop the payment.