Skipping a Payment Never Felt So Good

Put money back into your pocket this holiday with the Skip-A-Pay program from United Teletech Financial. This program allows members with a car, fixed-rate home equity or personal loan to skip a monthly loan payment in December, January, or February for a nominal fee. Use the extra cash flow for how ever you see fit. The possibilities are endless!

How does Skip-a-Pay work?

1) Please Read the terms and conditions of Skip-A-Pay and confirm that you meet all conditions

2) Click the link for the corresponding month and complete the online form at least 10 days prior to the due date of your payment

December Form (December Payments Only)

Request a December Skip-A-Pay (Single Borrower)

Request a December Skip-A-Pay(Multiple Borrower)
January Form will be available December 20

Request a January Skip-A-Pay(Single Borrower)

Request a January Skip-A-Pay(Multiple Borrower)
February Form will be available January 22

Request a February Skip-A-Pay(Single Borrower)

Request a February Skip-A-Pay(Multiple Borrower)




*We’d Like You to Know: Form must be received at credit union at least 10 days before your payment is due. All requests to skip a payment must be approved by loan servicing. By agreeing to Skip – A – Pay you agree to amend the  original agreement and to repay the entire unpaid balance and additional accrued interest. First Mortgages, HELOCs, Lines of Credit and Credit Cards are not eligible for this program. To be eligible for this special offer, all your accounts with the credit union must be in good standing and loan must be in existence for a minimum of six months. Limit one Skip-A-Pay per 6-month period. Skip-A-Pay fee must be in Membership Savings when the completed form is submitted. You will be charged a $50 fee for each monthly payment up to $500 and a $75 fee for each monthly loan payment $500.01 or more. Extending loan term may not extend GAP coverage. If monthly payment is normally paid by another financial institution, notify that institution to stop the payment.