a young family with three children plays on the beach

Personal Loans

Experience the Possibilities with Personal Loans by United Teletech Financial

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What dream would you achieve if you had the funds to do so? Whether you want to get yourself out of debt, take that trip to the beach or book that idyllic venue for the perfect wedding day, a personal loan from United Teletech Financial can get you there.

The possibilities are endless

We provide Personal Loans to cover many of life’s major events:

  • Consolidate Credit Card Debt
  • Pay Off Medical Bills
  • Cover Unexpected Tax Payments
  • Remodel or Add-On to your Home
  • Refresh your Landscaping
  • Take a Vacation
  • Get a new Car
  • Cover your Wedding or Honeymoon
  • Help with Education or Student Loans
  • Or cover other Family Expenses…
loans

A Wide Range of Features to Make the Most of Your Money

You don’t have to wait for your funds. Instead, we offer fast approval and fast disbursement so you can move forward. Plus, once your monthly payment is decided, it won’t change—ever. You’ll also experience other features, including:

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    No origination fees

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    No prepayment penalties

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    Multiple loan terms to fit your unique needs

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    Rates as low as 5.74% APR*

Don't Go Further into Credit Card Debt

We believe that no one should be a victim to credit card debt. In fact, credit card debt often comes with outrageous interest rates (especially from large banks) and if used irresponsibly can negatively impact your credit score. For large purchases or debt consolidation, consider opening a personal loan instead. You’ll save cash on interest, keeping your money where it belongs: in your pocket.

See current rates

Personal Loan

Terms Up To

APR

We’d Like you to know:

Apr=Annual Percentage Rate. Rates include a 0.25% discount for electronic payment from a United Teletech checking account.

The minimum term is 24 months and the maximum term is 60 months. As an example, a $10,000 personal loan at 5.74% APR will be a total cost of $11,529.75.

Terms Up To

Up to 48 months

APR

5.74%*

Terms Up To

49 to 60 months

APR

6.24%*

Why Choose United Teletech Financial?

United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you’re not just receiving a loan. Instead, you’re getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.

United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you’re used to, we’re owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.

Get Approved Quickly by Applying Online Today

Start moving towards your financial goals with a personal loan. Want to get started quickly?

Us our online form to apply online today.
Apply Online
Apply over the phone
866-462-5532