debtconsolidation

Personal Loans

Experience the Possibilities with Personal Loans by United Teletech Financial

Apply Online

Why Choose United Teletech Financial?

United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you’re not just receiving a loan. Instead, you’re getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.

United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you’re used to, we’re a credit union owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.

See current rates

Personal Loan

Terms Up To

APR

Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.

The minimum term is 24 months and the maximum term is 60 months. As an example, for a $10,000 personal loan at 6.25% and with a 5-year term, the APR will reflect a total finance cost of $11,669.56.

Terms Up To

Up to 48 months

APR

6.250%*

Terms Up To

49 to 60 months

APR

7.00%*

A Wide Range of Features to Make the Most of Your Money

You don’t have to wait for your funds. Instead, we offer fast approval and fast disbursement so you can move forward. Plus, once your monthly payment is decided, it won’t change—ever. You’ll also experience other features, including:

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    No Origination Fees or Repayment Penalties

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    Max Loan Amount $35,000

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    Multiple loan terms to fit your unique needs

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    Rates as low as 5.74% APR*

Why Choose United Teletech Financial?

United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you’re not just receiving a loan. Instead, you’re getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.

United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you’re used to, we’re owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.

FAQs & More Information

Personal Loans and Your Credit

Your credit score plays a critical role in determining whether you’ll be approved for a personal loan, how much you’ll be approved for and the interest rate you’ll receive. Personal loans can also help you improve your credit score, too, as you make regular payments over time.

Learn More About Personal Loans and Your Credit

Refinancing With a Personal Loan

There are many great reasons to refinance your existing loan with a low-interest personal loan. Refinancing can lower your monthly loan payment and save you hundreds of dollars over time. It can also help make your loan payments more predictable.

Learn More About Refinancing and Personal Loans

Calculating a Personal Loan Payment, APR & Fees

How much will your personal loan payment be? We’ll give you all the information you need to make the right decision about your loan. Our team can help you calculate the amount you’ll pay, taking into account things like your interest rate, APR and fees.

Learn More About Calculating Your Loan Payment

The Advantages of a Credit Union

Credit unions offer many benefits over traditional banks. For example, at United Teletech Financial, you’ll likely find lower rates on loans than you would at a bank. What other advantages exist when you choose a credit union?

Learn More About the Advantages of a Credit Union

How Personal Loans Work

Personal loans are a great choice for everything from paying off medical bills to taking your dream vacation. Is a personal loan the right choice for you? How does a personal loan work? We’ll answer all of your questions so you feel confident in your choice.

Learn More About How Personal Loans Work

How to Apply and Get a Personal Loan

The personal loan application process is simple. You can even apply online or over the phone. Whichever route you choose, you can rest assured that our team will support you in receiving a loan that helps you reach your financial goals.

Learn More About How to Apply and Get a Personal Loan

Understanding Personal Loan Rates

Just like other types of loans, personal loans have differing rates. What do these rates mean? How much will your loan cost over time? We’ll answer all of your rate questions below.

Learn More About Personal Loan Rates

How to Pay Off or Consolidate a Personal Loan

Paying off your personal loan is a huge step. And consolidation can help you pay off your financial obligations faster. United Teletech Financial is here to help you decide which is the best next step for you and your family.

Learn More About Personal Loan Pay-Off or Consolidation

Get Approved Quickly by Applying Online Today

Start moving towards your financial goals with a personal loan. Want to get started quickly?

Us our online form to apply online today.
Apply Online
Apply over the phone
866-462-5532

Disclosures

Apr=Annual Percentage Rate. Rates include a 0.25% discount for electronic payment from a United Teletech checking account. Max loan amount = $35,000.