Competitive Mortgage rates means a lower monthly payment and more money in your pocket each month.
Every situation is different. We don’t use a one-size-fits all approach. There are many ways to help you lower your mortgage payment. We will find a solution that works for you.
We are a local credit union, and financial coop. We treat you like family and will go the extra mile to ensure your needs are met.
Tired of Spinning Your Wheels in the Mud?
Does your Mortgage Payment seem too high?
Are you looking for some extra room in your budget?
Not able to put your money towards the goals that matter to you?
Rates as Low as 4.00% APR*
Terms of 5, 7, and 10 years.
Looking to reduce the amount of interest your paying and pay off your Mortgage faster? Our Timeshifter Mortgage might be for you. Shorter terms means lower rates, and less interest. Although your monthly payment might go up, it means paying off your home faster and getting to financial freedom quicker.
Understand Your Options
There are many different options when it comes to refinancing. For example, you may be able to lower your rate but still pay off your mortgage in the same amount of time. You even have the option to switch to a different loan type depending on your needs. We recommend allowing our team of mortgage experts to help you understand your options and which is best for you.
Get Support From Experts
The team at UTF has helped hundreds of homeowners across Monmouth County realize their financial goals through refinancing. Although the mortgage and refinancing process is often complex, you don’t have to do it alone. Allow us to answer your questions and dissolve any concerns.
Reap the Benefits of Membership
United Teletech Financial is a credit union and financial coop. This allows us to offer competitive rates and lower fees to all of our members. To become a member and start reaping all of the benefits, all you need to do is Join. Membership is open to anyone who lives, works, worships or attends school in Monmouth and Ocean counties.
Schedule An Appointment
Schedule an appointment with one of our experienced and knowledgeable mortgage officers.
Talk about your goals and see how a mortgage refinance will affect your monthly payment.
Lower your monthly payment on your mortgage and start using the money your saving to get to where you want to be.