Online Banking

Online Banking

UTF 2.0 Banner

Tutorials Banner

Multi-Factor Authentication (MFA)

Check your account balances

Account Transfers- Internal & External

Bill Pay


In an effort to provide you the best possible online banking experience, UTF has upgraded our online banking, bill pay, and mobile solutions. We're excited to begin offering FinanceWorks™ Personal Financial Management tool which allows you to add accounts from over 16,000+ financial institutions, track where your money is going, set goals and creates budgets, and set alerts and reminders.

We invite you to check out the tutorials on this page to view the new online banking features!

When logging in for the first time:
When logging in for the first time since our system upgrade, your Username is your account number, and your Password is utf and the last four (4) digits of your social security number (ex. utf1234); utf is all lowercase. Your username and password prior to our system upgrade will no longer work. Please click here if you received an account change notification..


Online Banking Image Bill Pay Image Mobile Banking Image


Money Management

Click on the icons to learn more.

*Unauthorized use of these systems is strictly prohibited and is subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18, U.S. Code Sec. 1001 and 1030. All activity may be monitored and usage may be audited of this system. All persons are hereby notified that the use of this system constitutes consent to such monitoring and auditing.