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Mortgages & Home Loan Programs

Floor to ceiling windows that allow the breeze to move through on warm days…
A large family room where your loved ones will spend the weekends together…
A comfy cave complete with a big screen for catching the big game…

What does your dream home look like? No matter what you envision, United Teletech Financial can help you achieve it. We offer several mortgage loan options as well as expert mortgage advice to help you navigate the entire home buying process. Your dream home is in reach with UTF.

Explore Your Many UTF Mortgage Loan Options

Mortgages aren't one-size-fits-all. That's why we offer many different types of mortgage loans to fit your specific needs.

Conventional Mortgages

Our conventional mortgages include both 30-year fixed and 15-year fixed loans with fixed interest rates. These traditional mortgages have low rates and down payments as low as 3%.*

FHA Mortgages

FHA mortgages have lower barriers to entry and are a great option for first-time homebuyers. These mortgages are insured by the federal government and require a down payment as low as 3.5%* of the purchase of the new home.

203K Mortgages

Buying a home that needs some TLC? A 203K mortgage might be a great choice for you. These mortgages allow you to use one loan for home improvement and the purchase of your home. Our 203K loans also cover the cost of housing while your repairs are being completed.

VA Mortgages

At UTF, we proudly serve those who serve us. Our VA loans offer competitive rates for veterans and their families. These loans require down payments as low as 0% for both first-time buyers and current homeowners. As a member of UTF, you only need a Certificate of Eligibility to apply.

Jumbo Mortgages

Our jumbo mortgages are a great fit for homebuyers purchasing larger homes for larger amounts.

Mortgage Refiniancing

Our Refinance programs are great for home owners who wish to get better terms, improve their monthly payment, or get a lower rate.

It Isn't About Rates—It's About Which Mortgage Fits You Best

Some homebuyers make the mistake of selecting a loan based on interest rates. Unfortunately, this isn't the best course of action. Instead, it's important to select a mortgage based on what's best for you.

Our mortgage team has the experience and knowledge required to help you make the right choice. From finding a home to closing, we can guide you through the entire process.

Get Your Mortgage Started Today

Realizing your financial dreams is simple at United Teletech Financial. Apply for your Mortgage Loan or Refi by using our online form, requesting more Mortgage info, or calling our loan team. Get Started Now!

Apply Online  OR  Call 866-462-5532

Fill out the form below and a UTF mortgage specialist will get in touch with you shortly!


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