Mortgage Refinancing

Mortgage Refinancing

Refinance Your Home with Mortgage Refinancing by United Teletech Financial

Mortgage Refinancing

Believe it or not, your original mortgage loan isn't final. Whether you want to pay off your home faster, save money on your monthly mortgage payment or use equity to better manage your debt, refinancing can help. United Teletech Financial offers refinancing options to fit your family's needs and to help you reach your financial goals.

Take Advantage of Dropping Rates by Refinancing

Refinancing involves replacing your existing mortgage with a brand new loan. The process works the same way a traditional loan does, complete with closing costs (in some cases). When interest rates drop, taking advantage of refinancing can save you serious cash.

There are many reasons why you might choose to refinance your home. For example, you might need to lower your monthly payment to put some breathing room back in your budget. Or, you might wish to shave some years off of your mortgage loan. You can also use refinancing to take out an additional home equity loan for home repairs, reducing debt or other life goals.

Mortgage refinancing by UTF includes:

  • Fixed and variable terms
  • Flexible terms
  • Competitive rates

Let Our Team of Experts Help You Refinance Your Home

There are many different options when it comes to refinancing. For example, you may be able to lower your rate but still pay off your mortgage in the same amount of time. You even have the option to switch to a different loan type depending on your needs. We recommend allowing our team of mortgage experts to help you understand your options and which is best for you.

The team at UTF has helped hundreds of homeowners across Monmouth County realize their financial goals through refinancing. Although the mortgage and refinancing process is often complex, you don't have to do it alone. Allow us to answer your questions and dissolve any concerns.

United Teletech Financial is a not-for-profit financial institution. This allows us to offer competitive rates and lower fees to all of our members. To become a member and start reaping all of the benefits, all you need to do is open a checking or savings account. Membership is open to anyone who lives, works, worships or attends school in Monmouth and Ocean counties.

Start Your Application Today by Calling Our Team

Are you ready to refinance your home? Not sure where to start? Our team can help you with the entire process from start to finish. To learn more about our refinancing options or to start the application process, give our mortgage team a call at 866-462-5532.