Advantages of Membership

Advantages of Membership

Discover the Benefits of Banking With United Teletech Financial Credit Union

You have many choices when it comes to selecting a bank or financial institution for you and your family. Yet not all choices are created equal. You need a financial partner dedicated to helping you reach your goals. That's where United Teletech Financial steps in.

Whether you want to own a new home, pay off your student loan debt or simply wish to start saving for the future, it's all possible by becoming a member of UTF.

Why Choose United Teletech Financial?

Not-for-Profit Financial Institution

United Teletech is a not-for-profit financial institution. This means we're owned by our members and every single cent of the money we earn goes right back into the credit union. As a result, we're able to offer our members some of the best rates in the market and lower-than-average fees.

Financial Wellness Consultations

We understand that managing your finances can seem overwhelming. That's why we offer financial help via certified financial counselors at each branch. As a member, our counselors are available at no cost to help you:

  • Set up a family budget
  • Learn how to save for the future
  • Make better financial decisions
  • Purchase a home with confidence
  • Pay down debt

Convenient Banking Locations & ATMs

You'll always have access to your money with United Teletech. We offer four banking locations throughout Monmouth County. Plus, we offer locations on the AT&T campus in Middletown and the IFF campus in Hazlet for employee use.

You'll also find ATMs at each of these locations for quick service. It's also easy to bank from the comfort of your home with our mobile banking services. You can check your account balances, view transactions, pay your bills, locate an ATM and transfer funds simply. Plus, you can even make remote deposits using our easy app.

A Money-Saving Financial Product for Every Goal

No matter your financial goals, we have a product or service available for you from checking accounts to low-interest loans.

Savings Accounts

Our savings accounts help you save money for you and your family easily. You can open an account with as little as $5.00. And with various accounts and savings options to choose from, you're sure to find a way to save that makes the most sense for you. Some of our account options include:

  • Certificate Accounts
  • IRAs
  • Business Savings Accounts
  • U-Savers
  • Kids Club
  • Money Market Accounts

Plus, our U-Win account is a prize-linked savings account that offers chances to win prizes just for saving your extra cash.

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Checking Accounts

The backbone of any financial strategy is a checking account. United Teletech offers five unique checking accounts, each with their own perks and features:

  • United Rewards Checking
  • United Access Checking
  • Utility Checking
  • University Checking
  • Fresh Start Checking

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Any goal, from purchasing a new home to sending yourself back to college, is possible with our many loan options. Plus, members receive some of the best rates in the industry. From VA loans to mortgage loans, personal loans to home equity loans, we've got you covered.

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Credit Cards

Need to establish credit? Want a simple way to earn rewards for your spending? UTF offers our members a wide range of credit cards to fit their lifestyle. Plus, each card comes with its own benefits such as introductory bonus points and low APR.*

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United Value

Our United Value program enables you to save money through discounts and instant savings at over 50 local merchants.

Become a Member of United Teletech Financial Today

Becoming a member of UTF is as simple as opening a savings account. To learn more about our financial services or to become a member today, give us a call at 732-530-8100. Financial goals? Let's get there together.

*Subject to credit approval