Personal Loans

Personal Loans

Experience the Possibilities with Personal Loans by United Teletech Financial

The wedding of your dreams.
The vacation your family deserves.
The feeling of shredding that last credit card.

What dream would you achieve if you had the funds to do so? At United Teletech Financial, the possibilities are endless with our personal loans. Whether you want to get yourself out of debt, take that trip to the beach or book that idyllic venue for the perfect wedding day, we can get you there. We provide Personal Loans to cover many of life's major events:

  • Consolidate Credit Card Debt
  • Pay Off Medical Bills
  • Cover Unexpected Tax Payments
  • Remodel or Add-On to your Home
  • Refresh your Landscaping
  • Take a Vacation
  • Get a new Car
  • Cover your Wedding or Honeymoon
  • Help with Education or Student Loans
  • Or cover other Family Expenses…

A Wide Range of Features to Make the Most of Your Money

You don't have to wait for your funds. Instead, we offer fast approval and fast disbursement so you can move forward. Plus, once your monthly payment is decided, it won't change—ever. You'll also experience other features, including:

  • No origination fees
  • No prepayment penalties
  • Multiple loan terms to fit your unique needs
  • Rates as low as 5.74% APR*

Cut the Card Loan

If you need to consolidate high-interest debt from your credit card and other loans, this fixed-rate product is for you!

Overdraft Protection

This handy line of credit works with your checking account, giving you added security to avoid bounced checks due to temporarily insufficient funds.

Signature Loan

This is the perfect loan for members who require a fixed term for their loan requests.

Savings and CD Secured Loans

Why not use the balance of your United Teletech Share account to secure a loan and receive a lower rate.

Don't Go Further into Credit Card Debt

We believe that no one should be a victim to credit card debt. In fact, credit card debt often comes with outrageous interest rates (especially from large banks) and if used irresponsibly can negatively impact your credit score. For large purchases or debt consolidation, consider opening a personal loan instead. You'll save cash on interest, keeping your money where it belongs: in your pocket.


Get Approved Quickly by Applying Online Today

Start moving towards your financial goals with a personal loan. Want to get started quickly? Us our online form to apply online today. Have questions about our loans or want to apply over the phone? Go ahead and call our team at 866-462-5532.

Apply Online  OR  Call 866-462-5532


Why Choose United Teletech Financial?

United Teletech Financial offers the same nationwide access, approval speed and loan features that banks offer, plus more. When you choose to bank with us, you're not just receiving a loan. Instead, you're getting a partner in achieving your financial goals. Everything you need for financial success is right here, from personal checking to loans and beyond.

United Teletech Financial is a not-for-profit financial institution, serving those who live, work, worship and attend school in Monmouth County. Although we offer the same services and products you're used to, we're owned by our members, allowing us to offer better rates, fewer fees and extra services for you and your family.

Personal Loan Terms

Current Personal Loan Rates are as low as 5.74% APR*. The Minimum term is 24 months and the Maximum term is 60 months. As an example a $10,000 loan at a 60 month term at 5.74% APR will be a total cost of $11,529.75.

Member's Choice Loan Protection

*APR =Annual Percentage Rate. Rates advertised is as low as and is based upon creditworthiness. Rate advertised includes discount for electronic payment.

Apply Online Today