Mortgage Refinancing

Put More Money In Your Pocket. Get to Where you Want to Be.

Apply to RefinanceRate Quote

Refinance Your House With United Teletech Financial

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    Competitive Mortgage rates means a lower monthly payment and more money in your pocket each month.

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    Every situation is different. We don’t use a one-size-fits all approach. There are many ways to help you lower your mortgage payment. We will find a solution that works for you.

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    We are a local credit union, and financial coop. We treat you like family and will go the extra mile to ensure your needs are met.

Tired of Spinning Your Wheels in the Mud?

Does your Mortgage Payment seem too high?

Are you looking for some extra room in your budget?

Not able to put your money towards the goals that matter to you?

Refinancing Options

  • Mortgage


    We can offer a variety of different terms at different rates. Depending on the Market and what your interest rate currently is, there could be an opportunity to not only lower your mortgage payment, but also reduce the time it will take to pay off your house.

    Learn More

    Rate Quote


  • Refinance


    Rates as Low as 6.50% APR*
    (*APR=Annual Percentage Rate)

    Terms of 5, 7, and 10 years.

    Our Timeshifter Mortgage offers shorter terms, which means lower rates compared to conventional mortgages. While your monthly payment might go up, it will mean paying off your home faster, saving interest over the life of the loan, and getting to financial freedom more quickly.

    Call 866-462-5532

Home Refinancing Can Help Put Money Back In Your Pocket Every Month

  • Understand Your Options

    There are many different options when it comes to refinancing. For example, you may be able to lower your rate but still pay off your mortgage in the same amount of time. You even have the option to switch to a different loan type depending on your needs. We recommend allowing our team of mortgage experts to help you understand your options and which is best for you.

  • Get Support From Experts

    The team at UTF has helped hundreds of homeowners across Monmouth County realize their financial goals through refinancing. Although the mortgage and refinancing process is often complex, you don’t have to do it alone. Allow us to answer your questions and dissolve any concerns.

  • Reap the Benefits of Membership

    United Teletech Financial is a credit union and financial coop. This allows us to offer competitive rates and lower fees to all of our members. To become a member and start reaping all of the benefits, all you need to do is Join. Membership is open to anyone who lives, works, worships or attends school in Monmouth and Ocean counties.

Want to Get Started?

Three simple steps

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    Schedule An Appointment

    Schedule an appointment with one of our experienced and knowledgeable mortgage officers.

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    Talk about your goals and see how a mortgage refinance will affect your monthly payment.

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    Start Saving

    Lower your monthly payment on your mortgage and start using the money your saving to get to where you want to be.

How to get started

Call Us
Apply Online
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Rate Quote