Home Equity Loans

Home Equity Loans

At United Teletech Financial, we understand that you may have put off your home improvement projects because you don't have a lot of equity, but now you don't have to wait! We have new home equity loan products that can handle most low equity situations. 

Secured Home Improvement Loan

The Secured Home Improvement Loan is an excellent way to finance small to medium-size home projects. The many benefits of this loan option includes:

  • Loan amounts up to $50,000
  • Terms up to 120 months
  • Fixed rate
  • Borrow up to 105% Combined Loan-to-Value (CLTV)* of appraised value of home
  • No application fee or pre-payment penalties
  • Use funds for nearly anything
  • Interest may be tax deductable

Unsecured Home Improvement Loan

The Unsecured Home Improvement Loan is an excellent way to finance small, do-it-yourself home projects. The many benefits of this loan option include:
 
  • Loan amounts up to $25,000
  • Terms up to 60 months
  • Fixed rate
  • No appraisal required
  • No application fee or pre-payment penalties
  • Use funds for nearly anything

* We’d Like You To Know: Available to qualified borrowers.  Other restrictions apply. Available in terms of 7 and 10 years.  Applies to single family detached homes, condominiums, and townhomes.  Property must be owner-occupied. Subject to UTF and DGU underwriting guidelines.  Minimum loan amount of $15,000. Maximum loan amount of $50,000. Borrower may be asked to provide proof of intended or completed home improvement work.  Maximum Combined Loan to Value (CLTV) is 105%. Applicable documentation and filing fees will apply.

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