2.99% APR for the first 2 months with a minimum draw of $25,000

Easy Line Access

Introductory rate of 2.99% APR(as low as Prime + 0% afterwards)

Up 85% CLTV*

866 - 462 - 5532

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We’d Like You To Know: APR=Annual Percentage Rate. Offer available to qualified borrowers on 1-4 family primary NJ residences. Introductory rate of 2.99% APR is good for two (2) months from loan disbursement date, then APR is variable based on the Wall Street Journal Prime Rate plus 0.00% to 1.25%, depending on creditworthiness, and is not to exceed 16%. Prime rate as of 11/01/2018 is 5.25%. Prime rate may change at any time without notice. HELOC may not exceed 85% Combined Loan-To-Value (CLTV). Stated rate is based on creditworthiness, and includes discount for United Rewards Checking. Minimum initial draw of $25,000 required for introductory rate. No prepayment penalties. Documentation and filing fees from $431 up to $596 may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Please consult a tax advisor for further information regarding the deductibility of interest and charges. Offer not valid for refinancing of existing UTF Home Equity Lines less than eight (8) years old. Property insurance is required. Rates and terms are subject to change without notice. This offer ends on February 15, 2019. NMLS# 402779

*Different rates apply for CLTVs over 80%