For the first 6 months on any Home Equity Line of Credit with at least a $25,000 draw

  • As low as prime +0% after six months
  • Interest may be tax deductible
  • Be prepared for future expenses
  • Easy line access

2.49% APR *




Lending hotline:

866- 462 - 5532

*We’d Like You To Know: APR=Annual Percentage Rate. Offer available to qualified borrowers on 1-4 family primary NJ residences. Introductory rate of 2.49% APR is good for six (6) months from loan disbursement date, then APR is variable based on the Wall Street Journal Prime Rate plus 0.00% to 0.75%, depending on credit worthiness, and is not to exceed 16%. Prime Rate as of 09/01/2017 is 4.25%. Prime rate may change at anytime without notice. HELOC may not exceed 80% Combined-Loan-To-Value (CLTV). Stated rate is based on credit-worthiness, and includes discount for United Rewards Checking. Minimum initial draw of $25,000 required. No prepayment penalties. Documentation and filing fees from $431 up to $596 may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Please consult a tax advisor for further information regarding the deductibility of interest and charges. Offer not valid for refinancing of existing UTF Home Equity Lines less than 8 years old. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without notice. This offer ends on December 31, 2017