FHA Form

FHA Form

An FHA loan is a mortgage insured by the FHA(Federal Housing Administration) that offers many benefits to borrowers. Since they are backed by the federal government, we are able to offer loans that are both easier to qualify for and at extremely competitive rates.  In a financial climate where buying a home through conventional means is becoming increasingly difficult,  UTF is proud to provide an option with less stringent lending standards, a lower down payment, and low rates.

*We'd Like You To Know: Available to qualified borrowers. Other restrictions apply. Applies to single family homes, 1 and 2 unit properties, and FHA approved condominiums and town homes. Property must be owner occupied. Subject to underwriting guidelines. FHA Loans are subject to an upfront mortgage insurance premium(UMIP) and a monthly insurance premium(MIP) based on loan-to-value and term. Visit utfinancial.org, or call 866-462-5532 option 3 and speak to a mortgage loan officer for additional details.

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