Overdraft Privilege


Sign Up for Overdraft Privilege

Overdraft Privilege covers you when you attempt a purchase for more money than you have in your account. Its fee is the same as our non-sufficient funds fee, and it saves you time and the embarrassment of having your purchase declined. Plus, if you never have a need to use it, it doesn't cost you a thing, and you can opt out at any time.

Debit card transactions will no longer be approved UNLESS you are signed up for Overdraft Privilege. Here's how:

  • Log into Online Banking and click Overdraft Privilege within the Account Services tab or
  • Complete and print this form, mail it to the address noted, or fax it to 732.530.2027, ATTN: Overdraft Privilege Update

If you have any questions, please call us at 732.530.8100.