Accounts
Savings Rates
Certificate Accounts & IRA Rates | ||||
Term | Rate | APY | Notes | |
3 to 5 months | $500.00-24,999.99 | 0.095% | 0.10% | |
$25,000-49,999.99 | 0.095% | 0.10% | ||
$50,000-74,999.99 | 0.095% | 0.10% | ||
$75,000-99,999.99 | 0.095% | 0.10% | ||
$100,000 and over | 0.095% | 0.10% | ||
6 to 11 months | $500.00-24,999.99 | 0.145% | 0.15% | |
$25,000-49,999.99 | 0.145% | 0.15% | ||
$50,000-74,999.99 | 0.145% | 0.15% | ||
$75,000-99,999.99 | 0.145% | 0.15% | ||
$100,000 and over | 0.145% | 0.15% | ||
12 to 17 months | $500.00-24,999.99 | 0.145% | 0.15% | |
$25,000-49,999.99 | 0.145% | 0.15% | ||
$50,000-74,999.99 | 0.145% | 0.15% | ||
$75,000-99,999.99 | 0.145% | 0.15% | ||
$100,000 and over | 0.145% | 0.15% | ||
18 to 23 months | $500.00-24,999.99 | 0.195% | 0.20% | |
$25,000-49,999.99 | 0.195% | 0.20% | ||
$50,000-74,999.99 | 0.195% | 0.20% | ||
$75,000-99,999.99 | 0.195% | 0.20% | ||
$100,000 and over | 0.195% | 0.20% | ||
24 to 35 months | $500.00-24,999.99 | 0.395% | 0.40% | |
$25,000-49,999.99 | 0.395% | 0.40% | ||
$50,000-74,999.99 | 0.395% | 0.40% | ||
$75,000-99,999.99 | 0.395% | 0.40% | ||
$100,000 and over | 0.395% | 0.40% | ||
36 to 47 months | $500.00-24,999.99 | 0.595% | 0.60% | |
$25,000-49,999.99 | 0.595% | 0.60% | ||
$50,000-74,999.99 | 0.595% | 0.60% | ||
$75,000-99,999.99 | 0.595% | 0.60% | ||
$100,000 and over | 0.595% | 0.60% | ||
48 to 59 months | $500.00-24,999.99 | 0.745% | 0.75% | |
$25,000-49,999.99 | 0.745% | 0.75% | ||
$50,000-74,999.99 | 0.745% | 0.75% | ||
$75,000-99,999.99 | 0.745% | 0.75% | ||
$100,000 and over | 0.745% | 0.75% | ||
60 months | $500.00-24,999.99 | 0.995% | 1.00% | |
$25,000-49,999.99 | 0.995% | 1.00% | ||
$50,000-74,999.99 | 0.995% | 1.00% | ||
$75,000-99,999.99 | 0.995% | 1.00% | ||
$100,000 and over | 0.995% | 1.00% |
IRA Savings Accounts | |||
Min. Balance | Rate | APY | |
IRA Savings | $100 | 0.145% | 0.15% |
Roth IRA | $100 | 0.145% | 0.15% |
Coverdell Educational Savings Account | $100 | 0.145% | 0.15% |
Conduit IRA | $100 | 0.145% | 0.15% |
Consumer and Business Savings Account (Main Share) | ||
Rate | APY | |
$0-249.99 | 0.00% | 0.00% |
$250-4,999.99 | 0.045% | 0.05% |
$5,000-9,999.99 | 0.045% | 0.05% |
$10,000 and over | 0.045% | 0.05% |
U-Savers Club (Systematic Savings Account) | ||
Rate | APY | |
$0.01-5,000.00 | 0.495% | 0.50% |
$5,000.01 and over | 0.095% | 0.10% |
Kids Club Savings Account | ||
Rate | APY | |
$0-2,500.00 | 0.495% | 0.50% |
$2500.01 and over | 0.095% | 0.10% |
Other Club Savings Accounts | |||
Min. Balance | Rate | APY | |
Holiday Club Savings Account | $5 | 0.095% | 0.10% |
Vacation Club Savings Account | $5 | 0.095% | 0.10% |
U-Savers Money Market Accounts | ||
Rate | APY | |
$1,000-49,999.99 | 0.09% | 0.10% |
$50,000-99,999.99 | 0.09% | 0.10% |
$100,000-149,999.99 | 0.14% | 0.15% |
$150,000-249,999.99 | 0.19% | 0.20% |
$250,000-349,999.99 | 0.19% | 0.20% |
$350,000-999,999.99 | 0.19% | 0.20% |
$1,000,000 and over | 0.19% | 0.20% |
Estate Money Market Accounts | ||
Rate | APY | |
$1,000-9,999.99 | 0.095% | 0.10% |
$10,000-24,999.99 | 0.095% | 0.10% |
$25,000 and over | 0.095% | 0.10% |
Business Money Market Accounts | ||
Rate | APY | |
$1,000-4,999.99 | 0.095% | 0.10% |
$5,000-24,999.99 | 0.095% | 0.10% |
$25,000-74,999.99 | 0.145% | 0.15% |
$75,000 and over | 0.195% | 0.20% |
Checking Account Rates
APY = Annual Percentage Yield. Rates subject to change without notice.
Business Interest Checking Accounts | ||
Rate | APY | |
$0.00-4,999.99 | 0.00% | 0.00% |
$5,000-9,999.99 | 0.00% | 0.00% |
$10,000-19,999.99 | 0.095% | 0.10% |
$20,000-99,999.99 | 0.095% | 0.10% |
$100,00-249,999.99 | 0.095% | 0.10% |
$250,000 and over | 0.095% | 0.10% |
Rates accurate as of 02/13/2019
*Fees may reduce earnings
*For information regarding early withdrawl penalities please see Section 8 of our Truth-in-Savings Disclosure.