Accounts
Savings Rates
Rates subject to change without notice.
APY = Annual Percentage Yield. APY is rounded to two (2) decimal places.
| Certificate Accounts & IRA Rates | ||||
| Term | Rate | APY | Notes | |
| 3 to 5 months | $500.00-24,999.99 | 0.095% | 0.10% | |
| $25,000-49,999.99 | 0.095% | 0.10% | ||
| $50,000-74,999.99 | 0.095% | 0.10% | ||
| $75,000-99,999.99 | 0.095% | 0.10% | ||
| $100,000 and over | 0.095% | 0.10% | ||
| 6 to 11 months | $500.00-24,999.99 | 0.145% | 0.15% | |
| $25,000-49,999.99 | 0.145% | 0.15% | ||
| $50,000-74,999.99 | 0.145% | 0.15% | ||
| $75,000-99,999.99 | 0.145% | 0.15% | ||
| $100,000 and over | 0.145% | 0.15% | ||
| 12 to 17 months | $500.00-24,999.99 | 0.145% | 0.15% | |
| $25,000-49,999.99 | 0.145% | 0.15% | ||
| $50,000-74,999.99 | 0.145% | 0.15% | ||
| $75,000-99,999.99 | 0.145% | 0.15% | ||
| $100,000 and over | 0.145% | 0.15% | ||
| 18 to 23 months | $500.00-24,999.99 | 0.195% | 0.20% | |
| $25,000-49,999.99 | 0.195% | 0.20% | ||
| $50,000-74,999.99 | 0.195% | 0.20% | ||
| $75,000-99,999.99 | 0.195% | 0.20% | ||
| $100,000 and over | 0.195% | 0.20% | ||
| 24 to 35 months | $500.00-24,999.99 | 0.395% | 0.40% | |
| $25,000-49,999.99 | 0.395% | 0.40% | ||
| $50,000-74,999.99 | 0.395% | 0.40% | ||
| $75,000-99,999.99 | 0.395% | 0.40% | ||
| $100,000 and over | 0.395% | 0.40% | ||
| 36 to 47 months | $500.00-24,999.99 | 0.595% | 0.60% | |
| $25,000-49,999.99 | 0.595% | 0.60% | ||
| $50,000-74,999.99 | 0.595% | 0.60% | ||
| $75,000-99,999.99 | 0.595% | 0.60% | ||
| $100,000 and over | 0.595% | 0.60% | ||
| 48 to 59 months | $500.00-24,999.99 | 0.745% | 0.75% | |
| $25,000-49,999.99 | 0.745% | 0.75% | ||
| $50,000-74,999.99 | 0.745% | 0.75% | ||
| $75,000-99,999.99 | 0.745% | 0.75% | ||
| $100,000 and over | 0.745% | 0.75% | ||
| 60 months | $500.00-24,999.99 | 0.995% | 1.00% | |
| $25,000-49,999.99 | 0.995% | 1.00% | ||
| $50,000-74,999.99 | 0.995% | 1.00% | ||
| $75,000-99,999.99 | 0.995% | 1.00% | ||
| $100,000 and over | 0.995% | 1.00% | ||
| IRA Savings Accounts | |||
| Min. Balance | Rate | APY | |
| IRA Savings | $100 | 0.145% | 0.15% |
| Roth IRA | $100 | 0.145% | 0.15% |
| Coverdell Educational Savings Account | $100 | 0.145% | 0.15% |
| Conduit IRA | $100 | 0.145% | 0.15% |
| Consumer and Business Savings Account (Main Share) | ||
| Rate | APY | |
| $0-249.99 | 0.00% | 0.00% |
| $250-4,999.99 | 0.045% | 0.05% |
| $5,000-9,999.99 | 0.045% | 0.05% |
| $10,000 and over | 0.045% | 0.05% |
| U-Savers Club (Systematic Savings Account) | ||
| Rate | APY | |
| $0.01-5,000.00 | 0.495% | 0.50% |
| $5,000.01 and over | 0.095% | 0.10% |
| Kids Club Savings Account | ||
| Rate | APY | |
| $0-2,500.00 | 0.495% | 0.50% |
| $2500.01 and over | 0.095% | 0.10% |
| Other Club Savings Accounts | ||
| Rate | APY | |
| Holiday Club Savings Account | 0.095% | 0.10% |
| Vacation Club Savings Account | 0.095% | 0.10% |
| U-Savers Money Market Accounts | ||
| Rate | APY | |
| $1,000-49,999.99 | 0.09% | 0.10% |
| $50,000-99,999.99 | 0.09% | 0.10% |
| $100,000-149,999.99 | 0.14% | 0.15% |
| $150,000-249,999.99 | 0.19% | 0.15% |
| $250,000-349,999.99 | 0.19% | 0.20% |
| $350,000-999,999.99 | 0.19% | 0.20% |
| $100,000,000 and over | 0.19% | 0.20% |
| Estate Money Market Accounts | ||
| Rate | APY | |
| $1,000-9,999.99 | 0.095% | 0.10% |
| $10,000-24,999.99 | 0.095% | 0.10% |
| $25,000 and over | 0.095% | 0.10% |
| Business Money Market Accounts | ||
| Rate | APY | |
| $1,000-4,999.99 | 0.095% | 0.10% |
| $5,000-24,999.99 | 0.095% | 0.10% |
| $25,000-74,999.99 | 0.145% | 0.15% |
| $75,000 and over | 0.195% | 0.20% |
Checking Account Rates
APY = Annual Percentage Yield. Rates subject to change without notice.
| Business Interest Checking Accounts | ||
| Rate | APY | |
| $0.00-4,999.99 | 0.00% | 0.00% |
| $5,000-9,999.99 | 0.00% | 0.00% |
| $10,000-19,999.99 | 0.095% | 0.10% |
| $20,000-99,999.99 | 0.095% | 0.10% |
| $100,00-249,999.99 | 0.095% | 0.10% |
| $250,000 and over | 0.095% | 0.10% |
Rates accurate as of 04/01/2017
*Fees may reduce earnings
*For information regarding early withdrawl penalities please see Section 8 of our Truth-in-Savings Disclosure.
