Deposit Rates

Savings Rates

Certificate Accounts & IRA Rates
Term   Rate APY Notes
3 to 5 months $500.00-24,999.99 0.099% 0.10%  
$25,000-49,999.99 0.099% 0.10%  
$50,000-74,999.99 0.099% 0.10%  
$75,000-99,999.99 0.099% 0.10%  
$100,000 and over 0.099% 0.10%  
6 to 11 months $500.00-24,999.99 0.099% 0.10%  
$25,000-49,999.99 0.099% 0.10%  
$50,000-74,999.99 0.099% 0.10%  
$75,000-99,999.99 0.099% 0.10%  
$100,000 and over 0.099% 0.10%  
12 to 17 months $500.00-24,999.99 0.099% 0.10%  
$25,000-49,999.99 0.099% 0.10%  
$50,000-74,999.99 0.099% 0.10%  
$75,000-99,999.99 0.099% 0.10%  
$100,000 and over 0.099% 0.10%  
18 to 23 months $500.00-24,999.99 0.149% 0.15%  
$25,000-49,999.99 0.149% 0.15%  
$50,000-74,999.99 0.149% 0.15%  
$75,000-99,999.99 0.149% 0.15%  
$100,000 and over 0.149% 0.15%  
24 to 35 months $500.00-24,999.99 0.299% 0.30%  
$25,000-49,999.99 0.299% 0.30%  
$50,000-74,999.99 0.299% 0.30%  
$75,000-99,999.99 0.299% 0.30%  
$100,000 and over 0.299% 0.30%  
36 to 47 months $500.00-24,999.99 0.499% 0.50%  
$25,000-49,999.99 0.499% 0.50%  
$50,000-74,999.99 0.499% 0.50%  
$75,000-99,999.99 0.499% 0.50%  
$100,000 and over 0.499% 0.50%  
48 to 59 months $500.00-24,999.99 0.499% 0.50%  
$25,000-49,999.99 0.499% 0.50%  
$50,000-74,999.99 0.499% 0.50%  
$75,000-99,999.99 0.499% 0.50%  
$100,000 and over 0.499% 0.50%  
60 months $500.00-24,999.99 0.749% 0.75%  
$25,000-49,999.99 0.749% 0.75%  
$50,000-74,999.99 0.749% 0.75%  
$75,000-99,999.99 0.749% 0.75%  
$100,000 and over 0.749% 0.75%  

 

IRA Savings Accounts
  Min. Balance Rate APY
IRA Savings $100 0.145% 0.15%
Roth IRA $100 0.145% 0.15%
Coverdell Educational Savings Account $100 0.145% 0.15%
Conduit IRA $100 0.145% 0.15%

 

Consumer and Business Savings Account (Main Share)
  Rate APY
$0-249.99 0.00% 0.00%
$250-4,999.99 0.045% 0.05%
$5,000-9,999.99 0.045% 0.05%
$10,000 and over 0.045% 0.05%

U-Savers Club (Systematic Savings Account)
  Rate APY
$0.01-5,000.00 0.495% 0.50%
$5,000.01 and over 0.095% 0.10%

Kids Club Savings Account
  Rate APY
$0-2,500.00 0.495% 0.50%
$2500.01 and over 0.095% 0.10%

Other Club Savings Accounts
  Min. Balance Rate APY
Holiday Club Savings Account $5 0.095% 0.10%
Vacation Club Savings Account $5 0.095% 0.10%

U-Savers Money Market Accounts
  Rate APY
$1,000-49,999.99 0.099% 0.10%
$50,000-99,999.99 0.099% 0.10%
$100,000-149,999.99 0.099% 0.10%
$150,000-249,999.99 0.099% 0.10%
$250,000-349,999.99 0.099% 0.10%
$350,000-999,999.99 0.099% 0.10%
$1,000,000 and over 0.099% 0.10%

 

Estate Money Market Accounts
  Rate APY
$1,000-9,999.99 0.095% 0.10%
$10,000-24,999.99 0.095% 0.10%
$25,000 and over 0.095% 0.10%
Business Money Market Accounts
  Rate APY
$1,000-4,999.99 0.099% 0.10%
$5,000-24,999.99 0.099% 0.10%
$25,000-74,999.99 0.099% 0.10%
$75,000 and over 0.099% 0.10%

Checking Account Rates

APY = Annual Percentage Yield. Rates subject to change without notice.

Business Interest Checking Accounts
  Rate APY
$0.00-4,999.99 0.00% 0.00%
$5,000-9,999.99 0.00% 0.00%
$10,000-19,999.99 0.049% 0.05%
$20,000-99,999.99 0.049% 0.05%
$100,00-249,999.99 0.049% 0.05%
$250,000 and over 0.049% 0.05%

 

Rates accurate as of 10/1/2020

 

*Fees may reduce earnings

*For information regarding early withdrawl penalities please see Section 8 of our Truth-in-Savings Disclosure.