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The FHA Mortgage

Down payments as low as 3.5% and less stringent credit score requirements

United Value

Perks on dining, recreation, entertainment, fitness and much more!

United Teletech World Credit Card

Low Rates, Excellent Rewards, and a Plethora of Benefits

Personal loans from United Teletech Financial.

We can get you in your new home faster than any bank around.

Pay off your mortgage sooner!

Who are we?

United Teletech Financial Federal Credit Union is a not-for-profit financial institution located in central New Jersey. Founded in 1967, UTF was originally chartered to serve the needs of Bell Lab employees but has since grown to serve all of Monmouth, Ocean, and parts of Middlesex county.

Becoming a member is simple, easy, and open to everyone who works, lives, volunteers, worships or goes to school in those three counties.  We offer services that most financial services companies would offer, including: Checking and Savings accounts, Mortgages, Credit Cards, Home Equity Loans, CD/IRAs, and more.

As a member you are a part owner of our credit union. Most banks and financial institutions work to earn profits that go directly to the shareholders. As a not-for-profit, all the money earned by our institution goes right back into the credit union in the form of lower fees, better loan rates, and superior benefits.

Our main mission is to help our members achieve success. From our team of knowledgeable and experienced Mortgage officers to our certified financial counselors at every branch location our team is ready to help you reach your dreams. Over the past 50 years plus, we have helped thousands of families buy a home, save for retirement, get rid of debt, and improve their credit score.

Whatever your dream is, we’ll help you get there! 

What's your goal?