299 Home Equity Promo

2.99% Introductory APR


For the first 6 months on new Home Equity Lines of Credit with at least a $25,000 opening balance

After the introductory 6 month period enjoy rates as low as prime + 0%

Enjoy easy line access and be prepared for future expenses with Home Equity Lines of Credit at United Teletech Financial. You can apply below or fill out the online form and one of our experienced lending officers will reach out to you. You can also calling our lending hotline directly at 866 - 462 - 5532.


Apply Online  OR  Request more info

* We’d Like You To Know: APR=Annual Percentage Rate. Offer available to qualified borrowers on 1-4 family primary NJ residences. Introductory rate of 2.99% APR is good for six (6) months from loan disbursement date, then APR is variable based on the Wall Street Journal Prime Rate plus 0.00% to 0.75%, depending on credit worthiness, and is not to exceed 16%. Prime Rate as of 05/01/2018 is 4.75%. Prime rate may change at anytime without notice. HELOC may not exceed 80% Combined-Loan-To-Value (CLTV). Stated rate is based on credit-worthiness, and includes discount for United Rewards Checking. Minimum initial draw of $25,000 required. No prepayment penalties. Documentation and filing fees from $431 up to $596 may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Please consult a tax advisor for further information regarding the deductibility of interest and charges. Offer not valid for refinancing of existing UTF Home Equity Lines less than 8 years old. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Rates and terms are subject to change without notice. This offer ends on August 31, 2018