Checking Accounts
We figured soft drinks come in multiple varieties, so why not offer the same kind of flexibility in checking accounts? Our goal is to make you feel good about the checking choice you make, right from the start. Although each of our accounts offers great benefits, chances are you’ll find one in particular to be the best choice for you. We even make moving your existing checking account easy with our online switch kit.
Choice. Value. And lots of free stuff.
United Teletech Financial wants you to feel better about your checking experience here. That's why ALL our accounts are free and include these services:
- Free Visa® check card
- Free online banking
- Free bank by phone
- Free e-statements
- Free online check images
- Plus, Overdraft Privilege
Here's where "U" come in.
Now it's your turn to select the account that fits you best.
Choose from:
- Utility—Designed for people looking for basic money management services. Includes access to our local network of ATMs
- United—Our best value checking account. Requires no minimum balance and offers free online bill pay!
- eUreka!—Our premiere account. Designed for the member who wants the earning power of a money market account, but with the flexibility of a checking account.
- United Plus—Created for folks who like getting rewarded for doing everyday things. You can earn interest on your account balance with this choice.
- University—Sign up if you (or someone you know) are a hardworking student between ages 16 and 22. There's no minimum balance requirement and no monthly fee. We can even set it up so your parents and others can make electronic deposits.*
*When student turns 23, University checking automatically switches to Utility checking.
**Excludes first mortgage, credit card and IRA deposits.
***Minimum $500/month direct deposit required.
Overdraft Privilege Means Protection for You
It happens. You forgot to jot down a check in your checkbook. You accidentally deposited your paycheck in the wrong account. You thought your check had already cleared. Simple mistakes and can turn into big problems. Now, with our Overdraft Privilege, we can help protect you from the inconvenience of an overdrawn checking account and hefty insufficient fund fees.
No Sign Up Required!
We've made it simple. You don't have to do anything to receive Overdraft Privilege protection. As long as you are 18 or older and maintain your account in good standing according to our Overdraft Privilege criteria, the protection is there for you. If you qualify, we may honor overdrafts up to $1,000 on you account.
No Cost Unless You Use It
The cost of each Overdraft Privilege incident is only $30, the same as our normal non-sufficient funds fee. Not only will you save the embarrassment of bouncing a check, but also the merchant's bounced check fee.
Opting out
We realize that Overdraft Privilege in not for everyone. If you prefer not to be included, or need more information, please all us at 732-530-8100, Ext. 2510.
